Highlands County property record for 109 Cardinal Rd, Sebring, FL 33876
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.405 acres (17,676 sqft) |
| Owner | Individual Name on File |
| Last Sale | $8,900 (Feb 2021) |
| Tax Bill | $557 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | C-15-35-30-060-0HH0-0100 |
| Primary APN | C-15-35-30-060-0HH0-0100 |
|---|
| Lot Area | 17,676 sqft (0.405 acres) |
|---|---|
| Lot Dimensions | 125 ft deep x 142 ft wide |
| Street Address | 109 CARDINAL RD |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33876 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R1 |
| Legal Description | SPRING LAKE VILLAGE VI |
| Legal Subdivision | SPRING LAKE VILL 06 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 4 |
| Census Block | 4041 |
| Census Tract | 961000 |
109 Cardinal Rd, residential vacant land, is owned by an individual who bought it in February 2021.
Source: Highlands County records, as of December 12, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1271 SIMONTON DR, WATKINSVILLE, GA 30677-6701 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 16, 2021 · Amount on File |
| Deed Sale | Feb 16, 2021 · Amount on File |
| Deed Document Number | 0002805450 |
| Deed Book / Page | 1545 / 1573 |
| Prior Transfer Date | May 8, 2001 |
| Prior Transfer Doc | 1099870 |
| Record Updated | Jun 8, 2026 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,000 Land $15,000 | $15,000 Land $15,000 | |
| 2024 | $557.00 (+11.85%) | ||
| 2023 | $498.00 (+7.56%) | $15,000 (+36.36%) Land $15,000 | $15,000 (+36.36%) Land $15,000 |
| 2022 | $463.00 | $11,000 Land $11,000 | $11,000 Land $11,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Cardinal Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 4 (2017–2022) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Cardinal Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE IMPROVEMENT DISTIRCT serves 4,098 people · EPA ID FL5280266 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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