109 Cane Brake Cir, Toccoa, GA 30577 Property Records

Stephens County property record for 109 Cane Brake Cir, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,578 sqft · built 1980
Lot Size	0.819 acres (35,719 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Apr 2020)
Tax Bill	$3,532 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T26 174`

Property Details

APN / Parcel Number

Primary APN	`T26 174`
Alternative APN	`604250`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,578 sqft Heated Area
Attic Area	542 sqft
Basement Area	1,356 sqft
Finished Basement	544 sqft
Unfinished Basement	812 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Stone
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	35,719 sqft (0.819 acres)
Terrain	Gentle Slope
Deck Area	119 sqft
Patio Area	119 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	604250
Street Address	109 CANE BRAKE CIR
City	TOCCOA
State	GA
Zip	30577-1765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOT 9 CANE BRAKE S/D
Legal Subdivision	CANE BRAKE
Legal Lot Number	9
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	3
Census Block	3000
Census Tract	970102

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 CANE BRAKE CIR, TOCCOA, GA 30577-1765
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2020 · Amount on Record
Deed Sale	Apr 10, 2020 · Amount on Record
Prior Sale	Nov 18, 2014 · Amount on Record
Deed Document Number	0000120756
Deed Book / Page	1207 / 56
Last Transfer Date	Apr 14, 2020
Transfer Doc	0012070056
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Apr 14, 2020
Property Address	109 CANE BRAKE CIR, TOCCOA, GA 30577-1765
Document Number	0012070056
Book / Page	001207 / 000056
Instrument Date	Apr 10, 2020
Transaction Type	Transfer
Record Updated	May 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CANE BRAKE CIR TOCCOA GA 305771765, TOCCOA, GA 30577-1765

Mortgage

Document Number	12070058
Date	Apr 14, 2020
Book Page	001207/000058

Lender

Name	THOMASVILLE NAT'L BK
Type	Bank
Address	THOMASVILLE, GA 31792

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,532.00 (+35.59%) Homeowner's exemption	$122,039 (+61.97%) Land $5,899 Building $116,140	$305,098 (+61.97%) Land $14,747 Building $290,351
2023	$2,605.00 (+3.5%) Homeowner's exemption	$75,345 (+5.84%) Land $5,899 Building $69,446	$188,363 (+5.84%) Land $14,747 Building $173,616
2022	$2,517.00 Homeowner's exemption	$71,189 Land $5,899 Building $65,290	$177,972 Land $14,747 Building $163,225

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
TruVista Communications Cable	500 / 50
AT&T Fixed Wireless	100 / 20