109 Cambridge Rd, Delaware, OH 43015 Property Records

Delaware County property record for 109 Cambridge Rd, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,252 sqft · built 1994
Lot Size	0.207 acres (9,017 sqft)
Owner	Company Name on Record
Last Sale	$348,000 (Oct 2021)
Tax Bill	$5,622 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`519-313-13-041-000`

Property Details

APN / Parcel Number

Primary APN	`519-313-13-041-000`
Alternative APN	`147486.00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,252 sqft Living Area
Gross Area	3,794 sqft
1st Floor Area	1,132 sqft
Upper Floors Area	1,120 sqft
Basement Area	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	9,017 sqft (0.207 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	360 sqft
Deck Area	150 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	109 CAMBRIDGE RD
City	DELAWARE
State	OH
Zip	43015-1196
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5602 LEXINGTON GLEN SEC 3
Legal Subdivision	LEXINGTON GLEN SEC 3
Legal Lot Number	5602
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	3
Census Block	3018
Census Tract	10422

Owner

Source: Delaware County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	109 CAMBRIDGE RD, DELAWARE, OH 43015-1196
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Line of Credit CITIBANK NYS
Oct 6, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE
Oct 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
Nov 19, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 1, 2018	Warranty Deed, Transfer · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2021 · Amount on Record
Deed Sale	Oct 6, 2021 · Amount on Record
Prior Sale	May 2, 1994 · Amount on Record
Deed Document Number	202144404
Deed Book / Page	1907 / 1704
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Recording Date	Jun 12, 2026
Property Address	109 CAMBRIDGE RD, DELAWARE, OH 43015-1196
Document Number	0000015231
Instrument Date	Apr 9, 2026
Instrument	202615231
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ANSTA NATIONAL TITLE, MAINSTAY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership, 267
Address	591 W PUTNAM AVE, GREENWICH, CT 06830-6005

Mortgage

Document Number	0000015231,
Date	Jun 12, 2026
Instrument	202615231

Lender

Name	CITIBANK NYS

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Oct 6, 2021
Property Address	109 CAMBRIDGE RD, DELAWARE, OH 43015-1196
Document Number	0000044404
Book / Page	1907 / 1704
Map Reference	CAB 1 SL 113
Instrument Date	Sep 23, 2021
Instrument	202100044404
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	717 N HARWOOD ST STE 2800, 2800, DALLAS, TX 75201-6525
Investor	Possibly a Property Investor

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	109 CAMBRIDGE RD, DELAWARE, OH 43015-1196
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029429
Date	Oct 13, 2017
Instrument	2017-00029429

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2047

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	109 CAMBRIDGE RD, DELAWARE, OH 43015-1196
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047008
Date	Nov 19, 2020
Book Page	1795/1663
Instrument	202000047008

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	326 Months
Due	Jan 1, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Jun 1, 2018
Property Address	109 CAMBRIDGE RD, DELAWARE, OH 43015-1196
Document Number	0000014155
Book / Page	001574 / 000460
Instrument Date	May 11, 2018
Instrument	14155
Transaction Type	Transfer
Record Updated	Jun 15, 2018
Title Company	BRIDGE TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 CAMBRIDGE RD DELAWARE OH 430151196, DELAWARE, OH 43015-1196

Mortgage

Document Number	14224
Date	Jun 1, 2018
Book Page	001574/000711
Instrument	14224

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2048

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,622.00 (+5.14%)	$110,530 (-) Land $19,600 Building $90,930	$315,800 (-) Land $56,000 Building $259,800
2024	$5,347.00 (-0.19%)	$110,530 (-) Land $19,600 Building $90,930
2023	$5,357.00	$110,530 Land $19,600 Building $90,930	$315,800 Land $56,000 Building $259,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 576 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50

May also be available: Verizon.

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