Surry County property record for 109 Calloway Ln, State Road, NC 28676
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,232 sqft · built 1982 |
| Lot Size | 0.685 acres (29,882 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $120,000 (Jul 2018) |
| Tax Bill | $856 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage Jul 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 4954-03-20-5413 |
| Primary APN | 4954-03-20-5413 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,232 sqft Living Area |
| Basement Area | 784 sqft |
| Unfinished Basement | 784 sqft |
| Interior Walls | Plywood |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood Shingle |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 29,882 sqft (0.685 acres) |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 416 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 100084468 |
|---|---|
| Street Address | 109 CALLOWAY LN |
| City | STATE ROAD |
| State | NC |
| Zip | 28676-9282 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 4 BLUE RIDGE ACRES BLOCK C |
| Legal Subdivision | ELKIN-BLUE RIDGE ACRES |
| Legal Block | C |
| Legal Lot Number | 4 |
| Jurisdiction | SURRY NC |
| Township / Civil Division | ELKIN |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 930802 |
Source: Surry County records, as of November 21, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 CALLOWAY LN, STATE ROAD, NC 28676-9282 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2018 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER |
| Jul 13, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2018 · Amount on Record |
| Deed Sale | Jul 13, 2018 · Amount on Record |
| Deed Document Number | 0016380310 |
| Deed Book / Page | 1638 / 0310 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 109 CALLOWAY LN, STATE ROAD, NC 28676-9282 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000001638/0000000313 |
|---|---|
| Date | Jul 13, 2018 |
| Book Page | 0000001638/0000000313 |
| Instrument | 000000655768 |
| Name | MORTGAGE RESEARCH CENTER |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SURRY NC |
| Recording Date | Jul 13, 2018 |
| Property Address | 109 CALLOWAY LN, STATE ROAD, NC 28676-9282 |
| Document Number | 1638/310 |
| Book / Page | 1638 / 310 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 000000655767 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 CALLOWAY LN, STATE ROAD, NC 28676-9282 |
Source: Surry County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Unified School District | Elkin City Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $856.00 (+872.73%) | $164,170 (+25.35%) Land $17,600 Building $146,570 | $164,170 (+25.35%) Land $17,600 Building $146,570 |
| 2023 | $88.00 | $130,970 Land $17,600 Building $113,370 | $130,970 Land $17,600 Building $113,370 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surry Telephone Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
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