109 Cable Dr, Summerville, SC 29486 Property Records

Berkeley County property record for 109 Cable Dr, Summerville, SC 29486

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,502 sqft · built 1988
Lot Size	0.232 acres (10,136 sqft)
Owner	Individual Name on File
Last Sale	$366,000 (Oct 2024)
Tax Bill	$5,007 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jul 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`221-12-01-031`

Property Details

APN / Parcel Number

Primary APN	`221-12-01-031`
Alternative APN	`221-00-00-028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,502 sqft Finished Area
Gross Area	2,047 sqft
1st Floor Area	1,502 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,136 sqft (0.232 acres)
Garage Area	420 sqft

Exterior Amenities

Porch	Slab
Porch Area	125 sqft
Patio Area	800 sqft
Storage Building	480 sqft

Location & Zoning

Street Address	109 CABLE DR
City	SUMMERVILLE
State	SC
Zip	29486-7717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	ASSESSMENT DISTRICT: 650TRAMWAYLOT 3
Legal Subdivision	TRAMWAY
Legal Block	J
Legal Lot Number	3
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	1
Census Block	1091
Census Tract	20713

Owner

109 Cable Dr is owned by an individual who bought it in October 2024.

Source: Berkeley County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	136 HEART LN, EFFORT, PA 18330
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Deed, Transfer · Conventional Mortgage FIRST PLACE BANK
Jul 17, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO
Apr 2, 2018	Deed, Transfer · Conventional Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2024 · Amount on File
Deed Sale	Oct 10, 2024 · Amount on File
Prior Sale	Jan 6, 2023 · Amount on File
Deed Document Number	202431894
Deed Book / Page	4994 / 950
Prior Transfer Date	Jan 17, 2007
Prior Transfer Doc	6296/0131
Record Updated	Sep 20, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Jan 6, 2023
Property Address	109 CABLE DR, SUMMERVILLE, SC 29486-7717
Document Number	04455/0166
Book / Page	4455 / 166
Map Reference	CAB F PG 114
Instrument Date	Dec 6, 2022
Instrument	2023000596
Transaction Type	Transfer
Record Updated	Jan 19, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$871.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CABLE DR, SUMMERVILLE, SC 29486-7717

Mortgage

Document Number	2023000597
Date	Jan 6, 2023
Instrument	2023000597

Lender

Name	FIRST PLACE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	109 CABLE DR, SUMMERVILLE, SC 29486-7717
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3078/0550
Date	Jul 17, 2019
Book Page	3078/0550
Instrument	2019024868

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jun 27, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Apr 2, 2018
Property Address	109 CABLE DR, SUMMERVILLE, SC 29486-7717
Document Number	02710/0495
Book / Page	2710 / 0495
Map Reference	CAB F PG 114
Instrument Date	Mar 30, 2018
Instrument	2018010610
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$373.70
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 CABLE DR, SUMMERVILLE, SC 29486-7717

Mortgage

Document Number	2018010611
Date	Apr 2, 2018
Instrument	2018010611

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 109 Cable Dr was $5,007, up 310.4% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$336,600 (+1,566.67%) Land $48,000 Building $288,600	$336,600 (-) Land $48,000 Building $288,600
2025	$5,007.00 (+310.41%)	$20,196 (-) Land $2,880 Building $17,316	$336,600 (-) Land $48,000 Building $288,600
2024	$1,220.00	$20,196 Land $2,880 Building $17,316	$336,600 Land $48,000 Building $288,600
2022	$1,791.00 Homeowner's exemption	$11,584 Land $1,920 Building $9,664	$289,600 Land $48,000 Building $241,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Cable Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 271 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	271 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Cable Dr is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 48% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LINCOLNVILLE serves 1,980 people · EPA ID SC1010007
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2024
Also Mapped Here	BCWSA SANGAREE W/D (0820002)
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Home Telecom.

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