109 Bumpus Cove Rd, Erwin, TN 37650 Property Records

Washington County property record for 109 Bumpus Cove Rd, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,824 sqft · built 1930
Lot Size	0.569 acres (24,829 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Jan 2023)
Tax Bill	$1,263 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`090097 00800`

Property Details

APN / Parcel Number

Primary APN	`090097 00800`
Alternative APN	`097 00800`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,824 sqft Living Area
1st Floor Area	1,824 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2000
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	24,829 sqft (0.569 acres)
Lot Dimensions	260 ft deep x 81 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	282 sqft
Deck Area	156 sqft
Patio Area	156 sqft
Utility Building	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	109 BUMPUS COVE RD
City	ERWIN
State	TN
Zip	37650-3100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	DISTRICT: 6
Jurisdiction	WASHINGTON TN
Township / Civil Division	9
Census Block Group	3
Census Block	3047
Census Tract	61800

Owner

109 Bumpus Cove Rd is owned and occupied by an individual who bought it in January 2023.

Source: Washington County records, as of January 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	109 BUMPUS COVE RD, ERWIN, TN 37650-3100
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Feb 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage EASTMAN CU
Mar 20, 2017	Deed of Trust, Mortgage EASTMAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2023 · Amount on File
Deed Sale	Jan 27, 2023 · Amount on File
Prior Sale	Dec 21, 1993 · Amount on File
Deed Document Number	23001253
Deed Book / Page	1121 / 557
Record Updated	Jun 8, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON TN
Recording Date	Jan 27, 2023
Property Address	109 BUMPUS COVE RD, ERWIN, TN 37650-3100
Document Number	0001121557
Book / Page	1121 / 557
Instrument Date	Jan 12, 2023
Instrument	23001253
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,017.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 BUMPUS COVE RD, ERWIN, TN 37650-3100

Mortgage

Document Number	0023001254
Date	Jan 27, 2023
Instrument	23001254

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON TN
Property Address	109 BUMPUS COVE RD, ERWIN, TN 37650-3100
Document Number	10071968
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 BUMPUS COVE RD ERWIN TN 376503100, ERWIN, TN 37650-3100

Mortgage

Document Number	10071968
Date	Feb 7, 2020
Book Page	001007/001968
Instrument	2286

Lender

Name	EASTMAN CU
Type	Credit Union
Address	KINGSPORT, TN 37660

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 6, 2030

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON TN
Property Address	109 BUMPUS COVE RD, ERWIN, TN 37650-3100
Document Number	924270
Book / Page	000924 / 000270
Instrument Date	Mar 20, 2017
Transaction Type	Mortgage
Record Updated	Mar 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 BUMPUS COVE RD ERWIN TN 376503100, ERWIN, TN 37650-3100

Mortgage

Document Number	924270
Date	Mar 24, 2017
Book Page	000924/000270
Instrument	4302

Lender

Name	EASTMAN CU
Type	Credit Union
Address	KINGSPORT, TN 37660

Agreement

Amount	Amount on Record
Term	180 Months
Due	Mar 23, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 109 Bumpus Cove Rd was $1,263.

Source: Washington County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,263.00	$73,875 Land $5,000 Building $68,875
2024			$295,500 Land $20,000 Building $275,500
2022	$507.00	$23,575 Land $3,050 Building $20,525	$94,300 Land $12,200 Building $82,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 109 Bumpus Cove Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective January 25, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2024)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Bumpus Cove Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 81% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JONESBOROUGH WATER DEPT serves 33,069 people · EPA ID TN0000338
Water Source	Surface water
Last State Inspection	May 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022 Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000

May also be available: Point Broadband.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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