Washington County and White Creek Town property record for 109 Bump Way, Eagle Bridge, NY 12057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,596 sqft · built 1988 |
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,445 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 535089 275.-1-19 |
| Primary APN | 535089 275.-1-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,596 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Upper Floors Area | 612 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 41,382 sqft (0.95 acres) |
| Lot Dimensions | 246 ft deep x 174 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 100 sqft |
| Shed | 1 Shed |
| Canopy | 135 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 965J100609 |
|---|---|
| Street Address | 109 BUMP WAY |
| City | EAGLE BRIDGE |
| State | NY |
| Zip | 12057-3164 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RES LOT #1 |
| Legal Block | 1 |
| Legal Lot Number | 19.000 |
| Jurisdiction | WASHINGTON NY |
| Township / Civil Division | WHITE CREEK |
| Census Block Group | 2 |
| Census Block | 2069 |
| Census Tract | 92000 |
109 Bump Way is owned and occupied by two individuals.
Source: Washington County and White Creek Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 693, NORTH BENNINGTON, VT 05257-0693 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON NY |
| Recording Date | Jul 29, 2026 |
| Property Address | 109 BUMP WAY, EAGLE BRIDGE, NY 12057-3164 |
| Document Number | 0000003324 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 20263324 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 109 BUMP WAY, EAGLE BRIDGE, NY 12057-3164 |
| Document Number | 0000003324, |
|---|---|
| Date | Jul 29, 2026 |
| Instrument | 20263324 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2041 |
| Rate | 5.81% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 109 Bump Way was $4,445 with exemptions applied, up 10.6% from the year before.
Source: Washington County and White Creek Town assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Washington County |
| County Subdivision | White Creek Town |
| Unified School District | Hoosick Falls Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,445.00 (+10.57%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $4,020.00 | $163,000 Land $29,600 Building $133,400 | $196,386 Land $35,663 Building $160,723 |
| 2023 | $163,000 (-) Land $29,600 Building $133,400 | $166,327 (+2.04%) Land $30,204 Building $136,123 | |
| 2022 | $163,000 Land $29,600 Building $133,400 | $163,000 Land $29,600 Building $133,400 | |
| 2021 | $1,521.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Bump Way in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1993–2011) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Bump Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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