Effingham County property record for 109 Buckingham Dr, Guyton, GA 31312
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,396 sqft · built 2016 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $450,000 (Sep 2024) |
| Tax Bill | $5,594 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Sep 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0375G-009-000 |
| Primary APN | 0375G-009-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,396 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Area | 600 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 210 sqft |
| Deck Area | 143 sqft |
| Patio Area | 143 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 9934 |
|---|---|
| Street Address | 109 BUCKINGHAM DR |
| City | GUYTON |
| State | GA |
| Zip | 31312-6144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | .32 AC LOT 9 (OUT 375-51) |
| Legal Subdivision | BUCKINGHAM PLANTATION |
| Legal Phase | 1A |
| Legal Lot Number | 9 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30404 |
109 Buckingham Dr is owned by a company that bought it in September 2024.
Source: Effingham County records, as of September 23, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 109 BUCKINGHAM DR, GUYTON, GA 31312-6144 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 21, 2021 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL |
| Sep 25, 2024 | Warranty Deed, Transfer · Conventional Mortgage WESTERN STATE BANK |
| Sep 19, 2023 | Warranty Deed, Transfer |
| Nov 15, 2019 | Warranty Deed, Transfer · VA Mortgage NEW DAY FINANCIAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2024 · Amount on File |
| Deed Sale | Sep 25, 2024 · Amount on File |
| Prior Sale | Nov 15, 2019 · Amount on File |
| Deed Book / Page | 2933 / 502 |
| Prior Transfer Date | Sep 13, 2023 |
| Prior Transfer Doc | 002871/477 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 109 BUCKINGHAM DR, GUYTON, GA 31312-6144 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 109 BUCKINGHAM DR, GUYTON, GA 31312-6144 |
| Document Number | 0000002700/0000000107 |
|---|---|
| Date | Jun 21, 2021 |
| Book Page | 0000002700/0000000107 |
| Instrument | 007495 |
| Name | NEW DAY FINANCIAL |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Sep 25, 2024 |
| Property Address | 109 BUCKINGHAM DR, GUYTON, GA 31312-6144 |
| Document Number | 002933/502 |
| Book / Page | 2933 / 502 |
| Instrument Date | Sep 25, 2024 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 BUCKINGHAM DR, GUYTON, GA 31312-6144 |
| Document Number | 0002933504 |
|---|---|
| Date | Sep 25, 2024 |
| Instrument | 2933/504 |
| Name | WESTERN STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 232 Months |
| Due | Jan 1, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Sep 19, 2023 |
| Property Address | 109 BUCKINGHAM DR, GUYTON, GA 31312-6144 |
| Document Number | 002871/477 |
| Book / Page | 2871 / 477 |
| Instrument Date | Sep 13, 2023 |
| Instrument | D2023007759 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 BUCKINGHAM DR, GUYTON, GA 31312-6144 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Nov 15, 2019 |
| Property Address | 109 BUCKINGHAM DR, GUYTON, GA 31312-6144 |
| Document Number | 002557/854 |
| Book / Page | 2557 / 854 |
| Instrument Date | Nov 15, 2019 |
| Instrument | 2019-003105 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2609 N FOREST RIDGE BLVD, HERNANDO, FL 34442-5123 |
| Document Number | 0000002557/0000000859 |
|---|---|
| Date | Nov 20, 2019 |
| Book Page | 0000002557/0000000859 |
| Instrument | 009805 |
| Name | NEW DAY FINANCIAL |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2049 |
The 2025 property tax bill for 109 Buckingham Dr was $5,594.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $188,114 (+10.2%) Land $33,440 Building $154,674 | $470,285 (+10.2%) Land $83,600 Building $386,685 | |
| 2025 | $5,594.00 | $170,698 Land $30,000 Building $140,698 | $426,744 Land $75,000 Building $351,744 |
| 2022 | $4,323.00 | $152,601 Land $18,800 Building $133,801 | $381,502 Land $47,000 Building $334,502 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 109 Buckingham Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Buckingham Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 85% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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