109 Bruner Dr, Wilmore, KY 40390 Property Records

Jessamine County property record for 109 Bruner Dr, Wilmore, KY 40390

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,025 sqft
Owner	Individual Name on File
Tax Bill	$836 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`022-40-00-005.00`

Property Details

APN / Parcel Number

Primary APN	`022-40-00-005.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,025 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	Block

Utilities, Heating & Cooling

Heating Fuel	Propane

Location & Zoning

Street Address	109 BRUNER DR
City	WILMORE
State	KY
Zip	40390-9725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5
Legal Subdivision	ARMSTER BRUNER
Legal Lot Number	5
Jurisdiction	JESSAMINE KY
Township / Civil Division	KEENE
Census Block Group	2
Census Block	2048
Census Tract	60600

Owner

109 Bruner Dr is owned and occupied by an individual.

Source: Jessamine County records, as of December 5, 2025

Owner of Record	Individual Name on File
Mailing Address	109 BRUNER DR, WILMORE, KY 40390-9725
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Aug 29, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Sep 6, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	0000164199
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	109 BRUNER DR, WILMORE, KY 40390-9725
Transaction Type	Mortgage
Record Updated	Oct 8, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000407073
Date	Sep 22, 2021
Book Page	M1481/886
Instrument	407073

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	109 BRUNER DR, WILMORE, KY 40390-9725
Document Number	0000379781
Instrument Date	Aug 29, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 BRUNER DR WILMORE KY 403909725, WILMORE, KY 40390-9725

Mortgage

Document Number	0000379781
Date	Sep 18, 2019
Book Page	001374/000929
Instrument	379781

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 17, 2039

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	109 BRUNER DR, WILMORE, KY 40390-9725
Document Number	0000358477
Book / Page	001303 / 000554
Instrument Date	Sep 6, 2017
Transaction Type	Mortgage
Record Updated	Oct 13, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 BRUNER DR WILMORE KY 403909725, WILMORE, KY 40390-9725

Mortgage

Document Number	0000358477
Date	Sep 25, 2017
Book Page	001303/000554
Instrument	358477

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 24, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 109 Bruner Dr was $836 with a homeowner's exemption.

Source: Jessamine County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Jessamine County
Unified School District	Jessamine County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$836.00 Homeowner's exemption	$122,000 Land $24,400 Building $97,600	$122,000 Land $24,400 Building $97,600
2023	$599.00 Homeowner's exemption	$100,000 Land $20,000 Building $80,000	$100,000 Land $20,000 Building $80,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Bruner Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (2008–2015)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jul 2015 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Bruner Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JESSAMINE S ELKHORN WATER DIST serves 8,826 people · EPA ID KY0570249
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Windstream.

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