Sumner County property record for 109 Brownstone Dr, Gallatin, TN 37066
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,580 sqft · built 1991 |
| Lot Size | 0.439 acres (19,147 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $305,000 (Jan 2019) |
| Tax Bill | $1,672 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 083112A C 00500 |
| Primary APN | 083112A C 00500 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,580 sqft Living Area |
| 1st Floor Area | 1,395 sqft |
| Upper Floors Area | 1,975 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,147 sqft |
| Lot Dimensions | 174 ft deep x 110 ft wide |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 700 sqft |
| Driveway | Driveway |
| Driveway Area | 1,600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 186 sqft |
| Deck Area | 224 sqft |
| Patio Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 109 BROWNSTONE DR |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-4626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT: 12 PAGE: 210 BLOCK: LOT: 55 SUBD: GRANVIEW ESTATES SEC 3 |
| Legal Subdivision | GRANVIEW ESTATES SEC |
| Legal Lot Number | 55 110 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 20601 |
Source: Sumner County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 109 BROWNSTONE DR, GALLATIN, TN 37066-4626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2021 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jun 3, 2022 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Dec 16, 2019 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jan 11, 2019 | Warranty Deed, Transfer · FHA Mortgage COGENT BANK |
| Jun 22, 2018 | Deed of Trust, Mortgage · Line of Credit SUMNER BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2019 · Amount on Record |
| Deed Sale | Jan 11, 2019 · Amount on Record |
| Prior Sale | Jul 31, 2007 · Amount on Record |
| Deed Document Number | 1256469 |
| Deed Book / Page | 4877 / 006 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 109 BROWNSTONE DR, GALLATIN, TN 37066-4626 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Title Company | DHI TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0055580016 |
|---|---|
| Date | Apr 8, 2021 |
| Book Page | 5558/16 |
| Instrument | 1358871 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 109 BROWNSTONE DR, GALLATIN, TN 37066-4626 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0059580502 |
|---|---|
| Date | Jun 3, 2022 |
| Book Page | 5958/502 |
| Instrument | 1417817 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 109 BROWNSTONE DR, GALLATIN, TN 37066-4626 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NATIONAL TITLE SOLUTIONS INC |
| Name | Verified Name |
|---|
| Document Number | 0051000487 |
|---|---|
| Date | Dec 16, 2019 |
| Book Page | 5100/487 |
| Instrument | 1293792 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Jan 11, 2019 |
| Property Address | 109 BROWNSTONE DR, GALLATIN, TN 37066-4626 |
| Document Number | 0048770006 |
| Book / Page | 4877 / 006 |
| Map Reference | MB 12 PG 210-212 |
| Instrument Date | Jan 7, 2019 |
| Instrument | 1256469 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,128.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 BROWNSTONE DR, GALLATIN, TN 37066-4626 |
| Document Number | 1256470 |
|---|---|
| Date | Jan 11, 2019 |
| Instrument | 1256470 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 109 BROWNSTONE DR, GALLATIN, TN 37066-4626 |
| Document Number | 0047710156 |
| Instrument Date | Jun 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 109 BROWNSTONE DR GALLATIN TN 370664626, GALLATIN, TN 37066-4626 |
| Document Number | 0047710156 |
|---|---|
| Date | Jul 3, 2018 |
| Book Page | 004771/000156 |
| Instrument | 1237583 |
| Name | SUMNER BK&TR |
|---|---|
| Type | Bank |
| Address | GALLATIN, TN 37066 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Sumner County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Municipality | Gallatin City |
| Unified School District | Sumner County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,672.00 (-23.41%) | $117,675 (+64.47%) Land $20,000 Building $97,675 | |
| 2024 | $470,700 (+64.47%) Land $80,000 Building $390,700 | ||
| 2023 | $2,183.00 (-0.32%) | $71,550 (-) Land $15,000 Building $56,550 | |
| 2022 | $2,190.00 | $71,550 Land $15,000 Building $56,550 | |
| 2021 | $286,200 Land $60,000 Building $226,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | May 2024 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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