109 Brown Ave, Morganton, NC 28655 Property Records

Burke County property record for 109 Brown Ave, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,624 sqft · built 1965
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$114,000 (Jul 2019)
Tax Bill	$891 (2026)
Deeds & Mortgages	Jun 2018 Reverse Mortgage Jul 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2703776089`

Property Details

APN / Parcel Number

Primary APN	`2703776089`
Alternative APN	`928`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,624 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	840 sqft
Finished Basement	136 sqft
Unfinished Basement	840 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Material	Metal
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Exterior Amenities

Patio Area	420 sqft
Shed	1 Shed
Shed Area	80 sqft
Canopy	524 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	109 BROWN AVE
City	MORGANTON
State	NC
Zip	28655-2903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOW INTENS
Legal Description	109 BROWN AVE MORGANTON, NC 28655
Legal Subdivision	C M PROPERTY
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	1
Census Block	1003
Census Tract	20600

Owner

109 Brown Ave is owned and occupied by an individual who bought it in July 2019.

Source: Burke County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	109 BROWN AVE, MORGANTON, NC 28655-2903
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2018	Deed of Trust, Mortgage · Reverse Mortgage MOVEMENT MORTGAGE
Jul 10, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jun 25, 2018	Deed of Trust, Mortgage · FHA Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2019 · Amount on File
Deed Sale	Jul 10, 2019 · Amount on File
Deed Document Number	20192017029773
Deed Book / Page	2412 / 440
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	109 BROWN AVE, MORGANTON, NC 28655-2903
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023550084
Date	Jun 29, 2018
Book Page	2355/0084
Instrument	2017017556

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	752 Months
Due	Feb 27, 2081

Interest

Rate Type	Adjustable Rate
Rate	5.02%
Type Change Date	Jul 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jul 10, 2019
Property Address	109 BROWN AVE, MORGANTON, NC 28655-2903
Document Number	0024120440
Book / Page	002412 / 000440
Instrument Date	Jul 9, 2019
Instrument	29773
Transaction Type	Transfer
Record Updated	Aug 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$228.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 BROWN AVE MORGANTON NC 286552903, MORGANTON, NC 28655-2903

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	109 BROWN AVE, MORGANTON, NC 28655-2903
Document Number	0023550102
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Dec 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 BROWN AVE MORGANTON NC 286552903, MORGANTON, NC 28655-2903

Mortgage

Document Number	0023550102
Date	Jun 29, 2018
Book Page	002355/000102
Instrument	17557

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	756 Months
Due	Jun 28, 2081

Interest

Rate Type	Adjustable Rate
Rate	5.02%

Tax Assessment & Valuation

The 2026 property tax bill for 109 Brown Ave was $891, up 0.6% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$891.00 (+0.56%)	$142,228 (-) Land $14,300 Building $127,928	$142,228 (-) Land $14,300 Building $127,928
2025	$886.00	$142,228 Land $14,300 Building $127,928	$142,228 Land $14,300 Building $127,928
2023	$884.00	$142,228 Land $14,300 Building $127,928	$142,228 Land $14,300 Building $127,928

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Brown Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1994–2004)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2004 · Tropical Storm Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Brown Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Compas X-Stream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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