Madison County property record for 109 Brooks Rd, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft |
| Lot Size | 0.256 acres (11,187 sqft) |
| Owner | Individual Name on File |
| Last Sale | $142,000 (Mar 2022) |
| Tax Bill | $876 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Mar 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 053D-0000-0027 |
| Primary APN | 053D-0000-0027 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,187 sqft (0.256 acres) |
| Garage Type | Attached |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 62664 |
|---|---|
| Street Address | 109 BROOKS RD |
| City | RICHMOND |
| State | KY |
| Zip | 40475-9168 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MADISON VILLAGE LOT 161 BLK 2 |
| Legal Subdivision | MADISON VILL |
| Legal Block | 2 |
| Legal Lot Number | 161 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BOONESBOROUGH-WHITE HALL |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 10104 |
109 Brooks Rd is owned and occupied by an individual who bought it in March 2022.
Source: Madison County records, as of December 9, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 BROOKS RD, RICHMOND, KY 40475-9168 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2019 | Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY TRUST BANK INC |
| Mar 2, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Jan 24, 2020 | Warranty Deed, Transfer · Conventional Mortgage GREATER KENTUCKY CREDIT UNION |
| Sep 13, 2019 | Commissioner's Deed, Foreclosure · Commercial Mortgage COMMUNITY TRUST BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2022 · Amount on File |
| Deed Sale | Mar 2, 2022 · Amount on File |
| Prior Sale | Jan 24, 2020 · Amount on File |
| Deed Document Number | 202214079767 |
| Deed Book / Page | 819 / 243 |
| Prior Transfer Date | Feb 24, 2022 |
| Prior Transfer Doc | 00D819/243 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 109 BROOKS RD, RICHMOND, KY 40475-9168 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | M01892/570 |
|---|---|
| Date | Oct 4, 2019 |
| Book Page | M01892/570 |
| Instrument | 2014000004 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | MOUNT VERNON, KY 40456 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 10 Months |
| Due | Aug 7, 2020 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 2, 2022 |
| Property Address | 109 BROOKS RD, RICHMOND, KY 40475-9168 |
| Document Number | 00D819/243 |
| Book / Page | D819 / 243 |
| Map Reference | MB 5 PG 307 |
| Instrument Date | Feb 24, 2022 |
| Instrument | 2014079767 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5009 SUNNY CREEK LN, APEX, NC 27502-5256 |
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 109 BROOKS RD, RICHMOND, KY 40475-9168 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jan 24, 2020 |
| Property Address | 109 BROOKS RD, RICHMOND, KY 40475-9168 |
| Document Number | D00783/551 |
| Book / Page | D00783 / 551 |
| Map Reference | MB 5 PG 307 |
| Instrument Date | Jan 15, 2020 |
| Instrument | 2014005895 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $142.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 411 HIGHWAY 2091, SOMERSET, KY 42503 |
| Name | Verified Name |
|---|---|
| Address | 109 BROOKS RD, RICHMOND, KY 40475-9168 |
| Document Number | 2014005896 |
|---|---|
| Date | Jan 24, 2020 |
| Instrument | 2014005896 |
| Name | GREATER KENTUCKY CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 13, 2019 |
| Property Address | 109 BROOKS RD, RICHMOND, KY 40475-9168 |
| Document Number | D00778/349 |
| Book / Page | D00778 / 349 |
| Map Reference | MB 5 PG 307 |
| Instrument Date | Aug 8, 2019 |
| Instrument | 2013998660 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 10, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 411 HIGHWAY 3091, SOMERSET, KY 42503-5744 |
| Document Number | 2013998661 |
|---|---|
| Date | Sep 13, 2019 |
| Instrument | 2013998661 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Aug 7, 2020 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 109 Brooks Rd was $876 with a homeowner's exemption.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $876.00 Homeowner's exemption | $142,000 | $142,000 |
| 2023 | $927.00 (-6.08%) Homeowner's exemption | $142,000 (-) | $142,000 (-) |
| 2022 | $987.00 Homeowner's exemption | $142,000 | $142,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Brooks Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Brooks Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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