Effingham County property record for 109 Brook Cir, Guyton, GA 31312
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,774 sqft · built 1990 |
| Lot Size | 0.788 acres (34,357 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,150 (Oct 2018) |
| Tax Bill | $3,873 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage Oct 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0435B-026-000 |
| Primary APN | 0435B-026-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,774 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 34,357 sqft (0.788 acres) |
| Garage Area | 480 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 55 sqft |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 16202 |
|---|---|
| Street Address | 109 BROOK CIR |
| City | GUYTON |
| State | GA |
| Zip | 31312-6258 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 26 |
| Legal Subdivision | SADDLEBROOK |
| Legal Phase | 2 |
| Legal Block | 2 |
| Legal Lot Number | 26 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 30301 |
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 BROOK CIR, GUYTON, GA 31312-6258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK |
| Oct 18, 2018 | Warranty Deed, Transfer |
| Aug 7, 2018 | Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2018 · Amount on Record |
| Deed Sale | Oct 18, 2018 · Amount on Record |
| Prior Sale | Aug 7, 2018 · Amount on Record |
| Deed Document Number | 20183122 |
| Deed Book / Page | 2497 / 666 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 109 BROOK CIR, GUYTON, GA 31312-6258 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 109 BROOK CIR, GUYTON, GA 31312-6258 |
| Document Number | 0000002497/0000000668 |
|---|---|
| Date | Nov 14, 2018 |
| Book Page | 0000002497/0000000668 |
| Instrument | 009921 |
| Name | FLAGSTAR BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Oct 18, 2018 |
| Property Address | 109 BROOK CIR, GUYTON, GA 31312-6258 |
| Document Number | 002497/666 |
| Book / Page | 2497 / 666 |
| Instrument Date | Oct 18, 2018 |
| Instrument | 2018-003122 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 BROOK CIR, GUYTON, GA 31312-6258 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Aug 7, 2018 |
| Property Address | 109 BROOK CIR, GUYTON, GA 31312-6258 |
| Document Number | 00002484/9 |
| Book / Page | 2484 / 9 |
| Instrument Date | Aug 7, 2018 |
| Instrument | 2018-002221 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620 |
| Investor | Possibly a Property Investor |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $114,726 (+1.12%) Land $22,800 Building $91,926 | $286,815 (+1.12%) Land $57,000 Building $229,815 | |
| 2025 | $3,873.00 (+13.31%) | $113,454 (+5.99%) Land $22,800 Building $90,654 | $283,636 (+5.99%) Land $57,000 Building $226,636 |
| 2024 | $3,418.00 (+38.61%) | $107,042 (+45.37%) Land $22,800 Building $84,242 | $267,605 (+45.37%) Land $57,000 Building $210,605 |
| 2022 | $2,466.00 | $73,633 Land $18,800 Building $54,833 | $184,083 Land $47,000 Building $137,083 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 2 (2002–2009) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 87% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SADDLEBROOK SUBDIVISION private · serves 398 people · EPA ID GA1030093 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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