Pinellas County property record for 109 Broadway, Dunedin, FL 34698
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 942 sqft · built 1953 |
| Lot Size | 0.216 acres (9,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $699,000 (Dec 2023) |
| Tax Bill | $8,995 (2025) |
| Deeds & Mortgages | Apr 2025 Mortgage Dec 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-743-3590-2 |
| Primary APN | C62-000-743-3590-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 942 sqft Living Area |
| Gross Area | 1,525 sqft |
| 1st Floor Area | 942 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 9,405 sqft (0.216 acres) |
| Lot Dimensions | 157 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 338 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 245 sqft |
| Deck Area | 250 sqft |
| Patio Area | 250 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R372687 |
|---|---|
| Street Address | 109 BROADWAY |
| City | DUNEDIN |
| State | FL |
| Zip | 34698-7510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHORE CREST LOT 54 LESS N 3FT THEREOF TOGETHER WITH N 6FT OF LOT 53 |
| Legal Range | 15E |
| Legal Township | 28S |
| Legal Section | 34 |
| Legal Subdivision | SHORE CREST |
| Legal Tract | 81774 |
| Legal Lot Number | 54,53 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 27000 |
109 Broadway is owned and occupied by two individuals who bought it in December 2023.
Source: Pinellas County records, as of September 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 BROADWAY, DUNEDIN, FL 34698-7510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2025 | Deed of Trust, Mortgage · VA Mortgage AMERIS BANK |
| Dec 4, 2023 | Warranty Deed, Transfer · VA Mortgage BARRETT FINANCIAL GROUP LLC |
| Dec 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC |
| May 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2023 · Amount on File |
| Deed Sale | Dec 4, 2023 · Amount on File |
| Prior Sale | Jan 12, 2004 · Amount on File |
| Deed Document Number | 2023306969 |
| Deed Book / Page | 22640 / 1449 |
| Prior Transfer Date | Feb 6, 2007 |
| Prior Transfer Doc | 0156480449 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 109 BROADWAY, DUNEDIN, FL 34698-7510 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 109 BROADWAY, DUNEDIN, FL 34698-7510 |
| Investor | Possibly a Property Investor |
| Document Number | 0231452150 |
|---|---|
| Date | Apr 30, 2025 |
| Book Page | 23145/2150 |
| Instrument | 2025125554 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Dec 4, 2023 |
| Property Address | 109 BROADWAY, DUNEDIN, FL 34698-7510 |
| Document Number | 0226401449 |
| Book / Page | 22640 / 1449 |
| Map Reference | MB 14 PG 73 |
| Instrument Date | Dec 1, 2023 |
| Instrument | 2023306969 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2023 |
| Title Company | SECURITY TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,893.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 BROADWAY, DUNEDIN, FL 34698-7510 |
| Name | Verified Name |
|---|---|
| Address | 109 BROADWAY, DUNEDIN, FL 34698-7510 |
| Investor | Possibly a Property Investor |
| Document Number | 0226401451 |
|---|---|
| Date | Dec 4, 2023 |
| Instrument | 22640/1451 |
| Name | BARRETT FINANCIAL GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 109 BROADWAY, DUNEDIN, FL 34698-7510 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | EQUITY NATL TTL & CLOSING SV |
| Name | Verified Name |
|---|---|
| Address | 109 BROADWAY, DUNEDIN, FL 34698-7510 |
| Document Number | 0213221122 |
|---|---|
| Date | Dec 30, 2020 |
| Book Page | 21322/1122 |
| Instrument | 2020392607 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jan 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 109 BROADWAY, DUNEDIN, FL 34698-7510 |
| Document Number | 0200701073 |
| Instrument Date | May 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 109 BROADWAY DUNEDIN FL 346987510, DUNEDIN, FL 34698-7510 |
| Document Number | 0200701073 |
|---|---|
| Date | May 31, 2018 |
| Book Page | 020070/001073 |
| Instrument | 171800 |
| Name | SPRING EQ LLC |
|---|---|
| Address | PHILADELPHIA, PA 19104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 30, 2033 |
The 2025 property tax bill for 109 Broadway was $8,995 with exemptions applied, up 5.6% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Dunedin City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,995.00 (+5.6%) Homeowner's exemption Veteran's exemption | $557,600 | $587,183 Land $411,119 Building $176,064 |
| 2024 | $8,518.00 (+355.51%) | ||
| 2023 | $1,870.00 (+3.54%) Homeowner's exemption | $148,283 (+3%) | $433,700 (+26.82%) Land $316,887 Building $116,813 |
| 2022 | $1,806.00 Homeowner's exemption | $143,964 | $341,992 Land $266,121 Building $75,871 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 109 Broadway in Zone X, an area of minimal flood risk, though there have been 44 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 151 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 335 units insured incl. 184 condo units |
| Nearby Flood Claims | 44 (1979–2024) |
| Claims Outside the SFHA | 4 of 44 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 109 Broadway has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 32 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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