109 Breakers Way, Scott, LA 70583 Property Records

Lafayette Parish property record for 109 Breakers Way, Scott, LA 70583

Property Summary

Property Type	Single Family Home
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$615,195 (Oct 2023)
Tax Bill	$5,155 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`6170976`

Property Details

APN / Parcel Number

Primary APN	`6170976`

Exterior

Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	120 ft deep x 70 ft wide

Location & Zoning

Street Address	109 BREAKERS WAY
City	SCOTT
State	LA
Zip	70583-5648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 46 ESTATES AT WEST VILLAGE PH 1, THE (70X120)
Legal Range	04E
Legal Township	09S
Legal Section	03
Legal Subdivision	ESTATES AT WEST VILLAGE PH 1 T
Legal Phase	1
Legal Lot Number	46
Jurisdiction	LAFAYETTE LA
Township / Civil Division	B
Census Block Group	4
Census Block	4003
Census Tract	1908

Owner

Source: Lafayette Parish records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 BREAKERS WAY, SCOTT, LA 70583-5648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2025	Deed of Trust, Mortgage · Line of Credit INVESTAR BANK
Oct 2, 2023	Cash Sale Deed, Subdivision Related Transfer · Conventional Mortgage GMFS LLC
May 26, 2022	Cash Sale Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2023 · Amount on Record
Deed Sale	Oct 2, 2023 · Amount on Record
Prior Sale	May 26, 2022 · Amount on Record
Deed Document Number	202331651
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE LA
Property Address	109 BREAKERS WAY, SCOTT, LA 70583-5648
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202500029856
Date	Sep 3, 2025
Instrument	2025-00029856

Lender

Name	INVESTAR BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2055

October 2023: Cash Sale Deed, Subdivision Related Transfer

Document Type	Cash Sale Deed
Jurisdiction	LAFAYETTE LA
Recording Date	Oct 2, 2023
Property Address	109 BREAKERS WAY, SCOTT, LA 70583-5648
Document Number	202300031651
Map Reference	ENT 2021-32320
Instrument Date	Sep 29, 2023
Instrument	2023-00031651
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 25, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	317 UPLAND DR, LAFAYETTE, LA 70506-6851

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 BREAKERS WAY, SCOTT, LA 70583-5648

Mortgage

Document Number	202300031652
Date	Oct 2, 2023
Instrument	2023-00031652

Lender

Name	GMFS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

May 2022: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	LAFAYETTE LA
Recording Date	May 26, 2022
Property Address	109 BREAKERS WAY, SCOTT, LA 70583-5648
Document Number	202200021348
Map Reference	ENT 2021-32320
Instrument Date	May 25, 2022
Instrument	2022-00021348
Transaction Type	Transfer
Record Updated	Mar 15, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 UPLAND DR, LAFAYETTE, LA 70506

Tax Assessment & Valuation

Source: Lafayette Parish assessment roll, as of April 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Lafayette Parish
Municipality	Scott City
Unified School District	Lafayette Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,155.00 (+506.47%)	$57,404 (+520.05%) Land $9,258 Building $48,146	$574,040 (+520.05%) Land $92,580 Building $481,460
2023	$850.00 (+102.38%)	$9,258 (+1%) Land $9,258	$92,580 (+1%) Land $92,580
2022	$420.00	$4,629 Land $4,629	$46,290 Land $46,290

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 120 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	120 in force
Nearby Flood Claims	9 (2016)
Most Recent Claim	Aug 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2016 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCOTT WATER SYSTEM serves 9,696 people · EPA ID LA1055026
Water Source	Purchased groundwater from LAFAYETTE UTILITIES WATER SYSTEM
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jun 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LFT Fiber Fiber	10,000 / 10,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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