Montgomery County property record for 109 Bluff Ter, Silver Spring, MD 20902 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 1960 |
| Square Footage | 2,196 sqft Living Area |
| Lot Size | 13,284 sqft (0.305 acres) |
| Garage | Carport, 299 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $704,000 (2026) |
| Tax Bill | $7,056.00 (2025) |
| Primary APN | 13-01332425 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,196 sqft Living Area |
| 1st Floor | 1,185 sqft 1st Floor |
| Basement Area | 396 sqft Basement |
| Finished Basement | 396 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Bi-Level Style |
| Exterior Material | Combination Exterior |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,284 sqft (0.305 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 299 sqft Garage |
| Carport | Carport |
| Carport Area | 299 sqft Carport |
| Porch | Open Porch |
| Porch Area | 319 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Account Number | 01332425 |
|---|---|
| Street Address | 109 BLUFF TER |
| City | SILVER SPRING |
| State | MD |
| Zip | 20902-3101 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | KEMP MILL ESTATES |
| Legal Subdivision | KEMP MILL ESTATES |
| Legal Block | 22 |
| Legal Lot Number | 26 |
| Jurisdiction | MONTGOMERY MD |
| Minor Civil Division | 13 |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 703208 |
Source: Montgomery County records · APN 13-01332425
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals Owners |
|---|---|
| Mailing Address | 109 BLUFF TER, SILVER SPRING, MD 20902-3101 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 29, 2026 | Deed, Transfer · Conventional Mortgage NFM LENDING |
| Sep 16, 2025 | Deed of Trust, Mortgage · Line of Credit GTE FCU |
| Oct 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INTERCOASTAL MORTGAGE |
| Feb 23, 2017 | Deed, Transfer · Conventional Mortgage NEW WORLD TITLE & ESCROW |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Known Transactions |
|
| Deed Book / Page | 70667 / 1 |
| Prior Transfer Date | Oct 23, 2009 |
| Prior Transfer Doc | 19354 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jun 29, 2026 |
| Property Address | 109 BLUFF TER, SILVER SPRING, MD 20902-3101 |
| Document Number | 7066000001 |
| Book / Page | 70667 / 1 |
| Instrument Date | Jun 26, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $711,040.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 7066000011, |
|---|---|
| Date | Jun 29, 2026 |
| Book Page | 70667/11 |
| Name | NFM LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 109 BLUFF TER, SILVER SPRING, MD 20902-3101 |
| Transaction Type | Mortgage |
| Record Updated | Oct 01, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0695940082 |
|---|---|
| Date | Sep 16, 2025 |
| Book Page | 69594/82 |
| Name | GTE FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 109 BLUFF TER, SILVER SPRING, MD 20902-3101 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Title Company | PREMIER TITLE/KS INC, PREMIER TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0642190152 |
|---|---|
| Date | Oct 07, 2021 |
| Book Page | 64219/152 |
| Name | INTERCOASTAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Feb 23, 2017 |
| Property Address | 109 BLUFF TER, SILVER SPRING, MD 20902-3101 |
| Document Number | 0538760400 |
| Book / Page | 53876 / 400 |
| Map Reference | MB63 PL5486 |
| Instrument Date | Sep 08, 2016 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2021 |
| Title Company | NEW WORLD TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Document Number | , 53876-409 |
|---|---|
| Date | Feb 23, 2017 |
| Instrument | 53876-409 |
| Type | Lending Institution |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Oct 01, 2046 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $611,700 (+1.61%) | $631,100 (+4.83%) Land $234,900 Building $396,200 | |
| 2025 | $7,056.00 (-1.9%) | $602,000 (+15.59%) Land $234,900 Building $367,100 | $602,000 (-) Land $234,900 Building $367,100 |
| 2024 | $7,193.00 (+36.75%) | ||
| 2023 | $520,800 | $602,000 Land $234,900 Building $367,100 | |
| 2022 | $5,260.00 |
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