Loudoun County property record for 109 Biscayne Ct, Sterling, VA 20164
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,364 sqft · built 1973 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | Company Name on Record |
| Last Sale | $650,000 (Oct 2023) |
| Tax Bill | $5,577 (2026) |
| Deeds & Mortgages | Oct 2023 Sale & Line of Credit Jul 2023 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012-40-2324-000 |
| Primary APN | 012-40-2324-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,364 sqft Living Area |
| 1st Floor Area | 2,064 sqft |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Sunroom | Sunroom |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Basement |
| Garage Area | 242 sqft |
| Porch | Open Porch |
| Porch Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 109 BISCAYNE CT |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20164-1104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDH3 |
| Legal Description | SUGARLAND RUN SEC.6 LOT 874 1020--1122 |
| Legal Subdivision | SUGARLAND RUN |
| Legal Block | 3 |
| Legal Lot Number | 874 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 611204 |
Source: Loudoun County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 736 HUNTON PL NE, LEESBURG, VA 20176-6638 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Oct 18, 2023 | Warranty Deed, Transfer · Line of Credit FAY SERVICING LLC |
| Jul 17, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION |
| May 21, 2021 | Deed of Trust, Mortgage · Line of Credit APPLE FEDERAL CREDIT UNION |
| Apr 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance SUPREME LENDING |
| Jul 8, 2020 | Warranty Deed, Transfer · Conventional with PMI EVERETT FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2023 · Amount on Record |
| Deed Sale | Oct 18, 2023 · Amount on Record |
| Prior Sale | Jul 8, 2020 · Amount on Record |
| Deed Document Number | 202341797 |
| Prior Transfer Date | Jul 6, 2020 |
| Prior Transfer Doc | 0000053801 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Oct 18, 2023 |
| Property Address | 109 BISCAYNE CT, STERLING, VA 20164-1104 |
| Document Number | 0000041797 |
| Instrument Date | Oct 17, 2023 |
| Instrument | 202310180041797 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 736 HUNTON PL NE, LEESBURG, VA 20176-6638 |
| Document Number | 0000041798 |
|---|---|
| Date | Oct 18, 2023 |
| Instrument | 202310180041798 |
| Name | FAY SERVICING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 109 BISCAYNE CT, STERLING, VA 20164-1104 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000027680 |
|---|---|
| Date | Jul 17, 2023 |
| Instrument | 202307170027680 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2038 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 109 BISCAYNE CT, STERLING, VA 20164-1104 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Title Company | CHAMPION TITLE |
| Name | Verified Name |
|---|
| Document Number | 202105210058495 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 202105210058495 |
| Name | APPLE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 15, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 109 BISCAYNE CT, STERLING, VA 20164-1104 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | TITLE ONE AND ESCROW INC, TITLE ONE & ESCROW INC |
| Name | Verified Name |
|---|
| Document Number | 202104120043164 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 202104120043164 |
| Name | SUPREME LENDING |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.88% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Jul 8, 2020 |
| Property Address | 109 BISCAYNE CT, STERLING, VA 20164-1104 |
| Document Number | 20200708053801 |
| Instrument Date | Jul 6, 2020 |
| Instrument | 53801 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 BISCAYNE CT STERLING VA 201641104, STERLING, VA 20164-1104 |
| Document Number | 20200708053802 |
|---|---|
| Date | Jul 8, 2020 |
| Instrument | 53802 |
| Name | EVERETT FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 7, 2035 |
| Rate Type | Fixed Rate |
|---|
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,577.00 (-1.17%) | $692,810 (-1.17%) Land $227,900 Building $464,910 | $692,810 (-1.17%) Land $227,900 Building $464,910 |
| 2025 | $5,643.00 (+8.33%) | $701,040 (+17.75%) Land $227,900 Building $473,140 | $701,040 (+17.75%) Land $227,900 Building $473,140 |
| 2023 | $5,209.00 | $595,380 Land $202,900 Building $392,480 | $595,380 Land $202,900 Building $392,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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