Cherokee County property record for 109 Biddie Ln, Murphy, NC 28906 · Last verified July 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1985 |
| Square Footage | 1,630 sqft Heated Area |
| Lot Size | 354,578 sqft (8.14 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $180,000 (2020) |
| Tax Bill | $1,163.00 (2025) |
| Primary APN | 458108987960000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,630 sqft Heated Area |
| Gross Area | 2,592 sqft Gross Area |
| 1st Floor | 1,630 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick Veneer Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 354,578 sqft (8.14 acres) |
| Lot Width | 316 ft Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 440 sqft Garage |
| Carport | Carport |
| Carport Area | 440 sqft Carport |
| Deck Area | Deck Area |
| Patio Area | 180 sqft Patio |
| Porch Area | 162 sqft Porch |
| Cooling System | None Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 52660 |
|---|---|
| Street Address | 109 BIDDIE LN |
| City | MURPHY |
| State | NC |
| Zip | 28906-3363 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | FR JONES 1196/170 1199/207 |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | MURPHY |
| Census Blockgroup | 1 |
| Census Block | 1015 |
| Census Tract | 930502 |
Source: Cherokee County records · APN 458108987960000
Assessment roll updated October 10, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 BIDDIE LN, MURPHY, NC 28906-3363 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK |
| Sep 04, 2020 | Warranty Deed, Transfer · Veterans Administration Mortgage CENTRAL TRUST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 04, 2020 · Amount on Record |
| Deed Sale | Sep 04, 2020 · Amount on Record |
| Prior Sale | Dec 13, 2005 |
| Deed Doc Number | 20204766 |
| Deed Book / Page | 1655 / 233 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Jun 30, 2026 |
| Property Address | 109 BIDDIE LN, MURPHY, NC 28906-3363 |
| Document Number | 0000003269 |
| Book / Page | 1804 / 1052 |
| Instrument Date | Jun 08, 2026 |
| Instrument | 20263269 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 109 BIDDIE LN, MURPHY, NC 28906-3363 |
| Document Number | 0000003269, |
|---|---|
| Date | Jun 30, 2026 |
| Book Page | 1804/1052 |
| Instrument | 20263269 |
| Name | SOUTH STATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 20, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Sep 04, 2020 |
| Property Address | 109 BIDDIE LN, MURPHY, NC 28906-3363 |
| Document Number | 1655/233 |
| Book / Page | 1655 / 233 |
| Map Reference | CAB E SL 158A |
| Instrument Date | Aug 28, 2020 |
| Instrument | 4766 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 BIDDIE LN, 109, MURPHY, NC 28906-3363 |
| Name | Verified Name |
|---|---|
| Address | 109 BIDDIE LN, MURPHY, NC 28906-3363 |
| Document Number | 1655235 |
|---|---|
| Date | Sep 04, 2020 |
| Instrument | 1655/235 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,163.00 | $152,110 (-) | $152,110 (-) Land $41,390 Building $110,720 |
| 2023 | $152,110 | $152,110 Land $41,390 Building $110,720 |
109 Biddie Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Cherokee County (37039C), updated February 5, 2020
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 65th percentile of exposed land nationally · 87th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 474 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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