109 Beverly Rd, Ashland, VA 23005 Property Records

Hanover County property record for 109 Beverly Rd, Ashland, VA 23005

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,924 sqft · built 1969
Lot Size	0.855 acres (37,244 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,000 (Oct 2025)
Tax Bill	$4,792 (2026)
Deeds & Mortgages	May 2022 Line of Credit Sep 2021 Refinance + 2 more
Flood Zone	Zone AE (high risk)
APN	`7870-41-7421`

Property Details

APN / Parcel Number

Primary APN	`7870-41-7421`
Alternative APN	`10176471`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,924 sqft Living Area
1st Floor Area	2,924 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	37,244 sqft (0.855 acres)
Garage Type	Carport
Garage Area	512 sqft
Carport	Carport
Carport Area	512 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft
Gazebo	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Account Number	10176471
Street Address	109 BEVERLY RD
City	ASHLAND
State	VA
Zip	23005-1803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOVING HEIGHTS LOT 17
Legal Subdivision	LOVING HEIGHTS
Legal Lot Number	17
Jurisdiction	HANOVER VA
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1007
Census Tract	320602

Owner

Source: Hanover County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 BEVERLY RD, ASHLAND, VA 23005-1803
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Deed of Trust, Mortgage · Line of Credit UNITED BANK
Sep 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GEORGE MASON MORTGAGE LLC
Oct 28, 2025	Bargain and Sale Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 1, 2017	Grant Deed, Transfer · Conventional with PMI BANK/LANTEC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2025 · Amount on Record
Deed Sale	Oct 28, 2025 · Amount on Record
Prior Sale	Jun 1, 2017 · Amount on Record
Deed Document Number	2025111010
Deed Book / Page	3430 / 250
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	109 BEVERLY RD, ASHLAND, VA 23005-1803
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033522610
Date	May 6, 2022
Book Page	3352/2610
Instrument	20220506000068350

Lender

Name	UNITED BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 15, 2047

Interest

Rate Type	Adjustable Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	109 BEVERLY RD, ASHLAND, VA 23005-1803
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033282041
Date	Sep 20, 2021
Book Page	3328/2041
Instrument	20210920000201550

Lender

Name	GEORGE MASON MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.99%

October 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	HANOVER VA
Recording Date	Oct 28, 2025
Property Address	109 BEVERLY RD, ASHLAND, VA 23005-1803
Document Number	0003430250
Book / Page	3430 / 250
Map Reference	MB 20 PG 123
Instrument Date	Oct 16, 2025
Instrument	20251028000111010
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 BEVERLY RD, ASHLAND, VA 23005-1803

Mortgage

Document Number	20251028000111020
Date	Oct 28, 2025
Instrument	20251028000111020

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HANOVER VA
Recording Date	Jun 1, 2017
Property Address	109 BEVERLY RD, ASHLAND, VA 23005-1803
Document Number	31741321
Book / Page	003174 / 001321
Instrument Date	May 22, 2017
Instrument	70510
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	109 BEVERLY RD ASHLAND VA 230051803, ASHLAND, VA 23005-1803

Mortgage

Document Number	31741324
Date	Jun 1, 2017
Book Page	003174/001324
Instrument	70520

Lender

Name	BANK/LANTEC
Type	Bank
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2047

Interest

Rate	4%

Tax Assessment & Valuation

Source: Hanover County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Ashland Town
County	Hanover County
Unified School District	Hanover County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,792.00 (+8.07%)	$591,700 (+8.07%) Land $108,600 Building $483,100	$591,700 (+8.07%) Land $108,600 Building $483,100
2025	$4,434.00	$547,500 Land $103,500 Building $444,000	$547,500 Land $103,500 Building $444,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	3 (2003–2018)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANOVER SUBURBAN WATER SYSTEM serves 57,931 people · EPA ID VA4085398
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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