109 Bette Cir, Chittenango, NY 13037 Property Records

Madison County and Sullivan Town property record for 109 Bette Cir, Chittenango, NY 13037

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,228 sqft · built 1998
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$122,680 (Mar 1999)
Tax Bill	$8,689 (2026)
Deeds & Mortgages	May 2020 Line of Credit
APN	`254801 41.77-1-65.13`

Property Details

APN / Parcel Number

Primary APN	`254801 41.77-1-65.13`
Alternative APN	`480104107700010650130000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,228 sqft Living Area
1st Floor Area	1,096 sqft
2nd Floor Area	1,132 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	109 BETTE CIR
City	CHITTENANGO
State	NY
Zip	13037-9589
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5
Legal Block	1
Legal Lot Number	65.013
Jurisdiction	MADISON NY
Township / Civil Division	SULLIVAN
Census Block Group	2
Census Block	2022
Census Tract	30401

Owner

Source: Madison County and Sullivan Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 BETTE CIR, CHITTENANGO, NY 13037-9589
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 1999 · Amount on Record
Deed Sale	Mar 19, 1999 · Amount on Record
Prior Sale	Nov 23, 1998 · Amount on Record
Deed Book / Page	1123 / 112
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NY
Property Address	109 BETTE CIR, CHITTENANGO, NY 13037-9589
Document Number	0000002488
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	ALLIED AMERICAN ABSTRACT, ALLIED AMERICAN ABS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 BETTE CIR CHITTENANGO NY 130379589, CHITTENANGO, NY 13037-9589

Mortgage

Document Number	0000002488
Date	May 29, 2020
Instrument	2488

Lender

Name	COMMUNITY BK NA
Address	OLEAN, NY 14760

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County and Sullivan Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Madison County
County Subdivision	Sullivan Town
Municipality	Chittenango Village
Unified School District	Chittenango Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,689.00 (+119.31%)
2025	$3,962.00	$177,000 (-) Land $30,200 Building $146,800	$297,479 (+15.97%) Land $50,756 Building $246,723
2023		$177,000 Land $30,200 Building $146,800	$256,522 Land $43,768 Building $212,754

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWA public/private · serves 350,000 people · EPA ID NY3304336
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20