109 Berninger St, Enumclaw, WA 98022 Property Records

King County property record for 109 Berninger St, Enumclaw, WA 98022

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,570 sqft · built 1991
Lot Size0.258 acres (11,231 sqft)
OwnerIndividual Name on File
Last Sale$350,000 (Aug 2018)
Tax Bill$5,107 (2026)
Deeds & MortgagesJun 2020 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN680221-0020

Property Details

APN / Parcel Number

Primary APN680221-0020
Alternative APN
  • 680221002008

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,570 sqft Living Area
Gross Area2,010 sqft
1st Floor Area1,180 sqft
Basement Area390 sqft
Finished Basement390 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Lot Area11,231 sqft (0.258 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces1 Parking Space
Deck Area210 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number680221002008
Street Address109 BERNINGER ST
CityENUMCLAW
StateWA
Zip98022-8401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionPINNACLE ESTATES PART II
Legal Range06
Legal Township20
Legal Section25
Legal SubdivisionPINNACLE ESTATES II
Legal Lot Number2
JurisdictionKING WA
Township / Civil DivisionENUMCLAW PLATEAU
Census Block Group3
Census Block3003
Census Tract31302

Owner

Source: King County records · APN 680221-0020

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address109 BERNINGER ST, ENUMCLAW, WA 98022-8401
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2020Deed of Trust, Mortgage · FHA Mortgage
MR COOPER
Aug 22, 2018Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 22, 2018 · Amount on Record
Deed SaleAug 22, 2018 · Amount on Record
Prior SaleOct 29, 1999 · Amount on Record
Deed Document Number2018688
Prior Transfer DateJun 17, 2005
Prior Transfer Doc0000002475
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKING WA
Property Address109 BERNINGER ST, ENUMCLAW, WA 98022-8401
Document Number0000001406
Instrument DateJun 15, 2020
Transaction TypeMortgage
Record UpdatedJun 26, 2020
Title CompanyVANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address109 BERNINGER ST ENUMCLAW WA 980228401, ENUMCLAW, WA 98022-8401

Mortgage

Document Number0000001406
DateJun 18, 2020
Instrument202006181406
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 17, 2050

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKING WA
Recording DateAug 22, 2018
Property Address109 BERNINGER ST, ENUMCLAW, WA 98022-8401
Document Number0000000688
Map ReferenceVOL 151 PG 12-14
Instrument DateAug 21, 2018
Instrument20180822000688
Transaction TypeTransfer
Record UpdatedJul 30, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,235.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 BERNINGER ST, ENUMCLAW, WA 98022-8401

Mortgage

Document Number0000000689
DateAug 22, 2018
Instrument20180822000689
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2048

Tax Assessment & Valuation

Source: King County records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateWashington
CountyKing County
MunicipalityEnumclaw City
Unified School DistrictEnumclaw School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$5,107.00 (+5.52%)
2025$532,000 (+5.56%) Land $222,000 Building $310,000$532,000 (+5.56%) Land $222,000 Building $310,000
2024$4,840.00 (+7.92%)$504,000 (+2.23%) Land $200,000 Building $304,000$504,000 (+2.23%) Land $200,000 Building $304,000
2022$4,485.00$493,000 Land $197,000 Building $296,000$493,000 Land $197,000 Building $296,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 23, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Cyberdyne Networks
Fixed Wireless
100 / 100

May also be available: Verizon.

Based on FCC filings for 260 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemENUMCLAW WATER DEPARTMENT
serves 23,276 people
Water SourceGroundwater
Last State InspectionDec 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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