109 Berkeley St, #113, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 109 Berkeley St, #113, Lawrence, MA 01841

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 2,496 sqft · built 1920
Lot Size	0.116 acres (5,042 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Feb 2017)
Tax Bill	$7,654 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`131 0000 0053 A`

Property Details

APN / Parcel Number

Primary APN	`131 0000 0053 A`
Alternative APN	`LAWR M:0131 B:0000 L:0053`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Building Area	2,496 sqft Living Area
Gross Area	5,209 sqft
Basement Area	1,248 sqft
Unfinished Basement	1,248 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	5,042 sqft (0.116 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	131 0000 0053 A
Street Address	109 BERKELEY ST, 113
City	LAWRENCE
State	MA
Zip	01841-1806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Lot Number	53
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	2
Census Block	2003
Census Tract	250600

Owner

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 BERKELEY ST, 113, LAWRENCE, MA 01841-1806
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Apr 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 21, 2017	Quit Claim Deed, Transfer · FHA Mortgage NEW FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2017 · Amount on Record
Deed Sale	Feb 21, 2017 · Amount on Record
Prior Sale	Mar 20, 1998 · Amount on Record
Deed Document Number	20174630
Deed Book / Page	14992 / 325
Transfer Doc	14992-325
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	109 BERKELEY ST # 113, 113, LAWRENCE, MA 01841-1806
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017268-290
Date	Dec 13, 2021
Book Page	17268/290
Instrument	40419

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Jan 1, 2048

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Recording Date	Apr 17, 2026
Property Address	109 BERKELEY ST, 113, LAWRENCE, MA 01841-1806
Document Number	018557-221
Book / Page	18557 / 221
Instrument Date	Apr 13, 2026
Instrument	20265744
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship, 153
Address	109 BERKELEY ST, 113, LAWRENCE, MA 01841-1806

Mortgage

Document Number	0000005744,
Date	Apr 17, 2026
Book Page	18557/221
Instrument	20265744

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Feb 21, 2017
Property Address	109-113 BERKELEY ST, LAWRENCE, MA 01841
Document Number	14992-325
Book / Page	14992 / 325
Instrument	4630
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47.88
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	149920327
Date	Feb 21, 2017
Instrument	14992/0327

Lender

Name	NEW FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2047

Tax Assessment & Valuation

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,654.00 (+7.15%)	$885,900 (+9.14%) Land $134,100 Building $751,800	$603,197
2025	$7,143.00 (+8.7%)	$811,700 (+14.26%) Land $134,100 Building $677,600
2024	$6,571.00 (+1.69%)	$710,400 (+11.7%) Land $99,200 Building $611,200
2023	$6,462.00	$636,000 Land $96,700 Building $539,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 916 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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