109 Berendos Ave, Pacifica, CA 94044 Property Records

San Mateo County property record for 109 Berendos Ave, Pacifica, CA 94044 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	80 bd · 7.5 ba · 2,480 sqft · built 1946
Lot Size	0.156 acres (6,775 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (Apr 2013)
Tax Bill	$17,761 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Feb 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`018-114-010`

Property Details

APN / Parcel Number

Primary APN	`018-114-010`

Interior

Bedrooms	80 Beds
Full Baths	7.5 Baths
Half Baths	5 Half Baths
Total Rooms	67 Rooms
Stories	2 Stories
Building Area	2,480 sqft Living Area
1st Floor Area	760 sqft
2nd Floor Area	560 sqft
Family Room	Family Room

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Lot Area	6,775 sqft (0.156 acres)
View / Lot	Corner

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	109 BERENDOS AVE
City	PACIFICA
State	CA
Zip	94044-3109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 15 16 BLOCK 32 VALLEMAR TRACT
Legal Subdivision	VALLEMAR TRACT
Legal Block	32
Legal Lot Number	15
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	1
Census Block	1004
Census Tract	603100

Owner

Source: San Mateo County records · APN 018-114-010

Assessment roll updated July 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	109 BERENDOS AVE, PACIFICA, CA 94044-3109
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 04, 2023	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage CAPITAL ALLIANCE LLC
Feb 01, 2017	Deed of Trust, Mortgage · ARM ANGEL OAK MORTGAGE SOLUTIONS LLC
Jan 25, 2019	Loan Modification, Mortgage · Conventional Mortgage SAN FRANCISCO FIRE CU
Nov 07, 2018	Deed of Trust, Mortgage · Line of Credit SF FIRE CU
Sep 18, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Sep 12, 2017	Deed of Trust, Mortgage AMERICAN PACIFIC MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 30, 2013 · Amount on Record
Deed Sale	Apr 30, 2013 · Amount on Record
Prior Sale	Mar 14, 2011 · Amount on Record
Deed Document Number	201365461
Last Transfer Date	Sep 25, 2023
Transfer Doc	0000048743
Record Updated	Sep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Oct 04, 2023
Property Address	109 BERENDOS AVE, PACIFICA, CA 94044-3109
Document Number	0000048743
Map Reference	MB 5 PG 15&15-1/2
Instrument Date	Sep 25, 2023
Instrument	2023-048743
Transaction Type	Transfer
Record Updated	Nov 01, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	109 BERENDOS AVE, PACIFICA, CA 94044-3109

Mortgage

Document Number	0000048744
Date	Oct 04, 2023
Instrument	2023-048744

Lender

Name	CAPITAL ALLIANCE LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2053

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	109 BERENDOS AVE, PACIFICA, CA 94044-3109
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	ORTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010568
Date	Feb 01, 2017
Instrument	2017-010568

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Feb 01, 2022
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	8%
Index	1-Year LIBOR
Margin	4
Max Rate	11%

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN MATEO CA
Property Address	109 BERENDOS AVE, PACIFICA, CA 94044-3109
Document Number	0000009015
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Feb 27, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 BERENDOS AVE PACIFICA CA 940443109, PACIFICA, CA 94044-3109

Mortgage

Document Number	0000009015
Date	Feb 11, 2019
Instrument	9015

Lender

Name	SAN FRANCISCO FIRE CU
Type	Credit Union
Address	SAN FRANCISCO, CA 94118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 10, 2029

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	109 BERENDOS AVE, PACIFICA, CA 94044-3109
Document Number	0000089284
Instrument Date	Nov 07, 2018
Transaction Type	Mortgage
Record Updated	Dec 05, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 BERENDOS AVE PACIFICA CA 940443109, PACIFICA, CA 94044-3109

Mortgage

Document Number	0000089284
Date	Nov 16, 2018
Instrument	89284

Lender

Name	SF FIRE CU
Address	SAN FRANCISCO, CA 94118

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 15, 2043

Interest

Rate Type	Adjustable Rate

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Sep 18, 2017
Property Address	109 BERENDOS AVE, PACIFICA, CA 94044-3109
Document Number	0000081635
Instrument Date	Sep 13, 2017
Instrument	81635
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 BERENDOS AVE PACIFICA CA 940443109, PACIFICA, CA 94044-3109

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	109 BERENDOS AVE, PACIFICA, CA 94044-3109
Document Number	0000081636
Instrument Date	Sep 12, 2017
Transaction Type	Mortgage
Record Updated	Oct 18, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 BERENDOS AVE PACIFICA CA 940443109, PACIFICA, CA 94044-3109

Mortgage

Document Number	0000081636
Date	Sep 18, 2017
Instrument	81636

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2047

Tax Assessment & Valuation

Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Pacifica City
Secondary School District	Jefferson Union High School District (09 - 12)
Elementary School District	Pacifica School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,224,640 (+2%) Land $533,817 Building $690,823
2025	$17,761.00 (+6.42%)	$1,200,628 (+4.04%) Land $523,350 Building $677,278
2023	$16,690.00 (+3.71%)	$1,154,009 Land $503,029 Building $650,980	$1,935,630
2022	$16,093.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Mateo County (06081C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060816031001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (1998–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2021, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 35% of California
Wildfire Likelihood	About 1 in 735 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 91 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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