Scotland County property record for 109 Bence Ave, Memphis, MO 63555
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,200 sqft · built 1900 |
| Lot Size | 0.347 acres (15,115 sqft) |
| Owner | Trust Name on File |
| Last Sale | $3,400 (Jan 1984) |
| Tax Bill | $209 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-10-03.2-07-02.1-19-09.000 |
| Primary APN | 2-10-03.2-07-02.1-19-09.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Basement Area | 600 sqft |
| Unfinished Basement | 600 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Ranch |
| Exterior Material | Stone |
| Construction Type | Frame |
| Lot Area | 15,115 sqft (0.347 acres) |
| Garage Type | Detached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 109 BENCE AVE |
|---|---|
| City | MEMPHIS |
| State | MO |
| Zip | 63555-1107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 6 & 7 BLK 2 RICHARDSON ADDN |
| Legal Range | 11W |
| Legal Township | 65N |
| Legal Section | 07 |
| Legal Subdivision | RICHARDSON ADDN |
| Legal Block | 2 |
| Legal Lot Number | 6-7 |
| Jurisdiction | SCOTLAND MO |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3046 |
| Census Tract | 480200 |
109 Bence Ave is held in a trust since January 1984.
Source: Scotland County records, as of May 27, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 453 E HUNTINGTON ST, MEMPHIS, MO 63555-1708 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 1, 1984 · Amount on File |
| Deed Sale | Jan 1, 1984 · Amount on File |
| Deed Book / Page | 279 / 13 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 109 Bence Ave was $209.
Source: Scotland County assessment roll, as of March 10, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Scotland County |
| Municipality | Memphis City |
| Unified School District | Scotland County R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $209.00 | $2,850 Land $640 Building $2,210 | $14,990 Land $3,350 Building $11,640 |
| 2023 | $2,540 Land $570 Building $1,970 | $13,380 Land $2,990 Building $10,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Bence Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 109 Bence Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS PWS serves 1,822 people · EPA ID MO2010513 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2024 |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Northeast Missouri Rural Telephone Company Fiber | 1,000 / 1,000 |
| Mark Twain Communications Company Fixed Wireless | 100 / 50 |
May also be available: T-Mobile.
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