Burke County property record for 109 Beechmont Dr, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,246 sqft · built 2019 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (Jul 2021) |
| Tax Bill | $2,426 (2026) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1783988717 |
| Primary APN | 1783988717 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,246 sqft Living Area |
| 1st Floor Area | 2,246 sqft |
| Flooring | Wood |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 15,682 sqft (0.36 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 288 sqft |
| Deck Area | 80 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 109 BEECHMONT DR |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-0017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CONDITIONA |
| Legal Description | BEECHMONT SD |
| Legal Subdivision | BEECHMONT SUBDIVISION |
| Jurisdiction | BURKE NC |
| Township / Civil Division | QUAKER MEADOWS |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 20202 |
109 Beechmont Dr is owned and occupied by two individuals who bought it in July 2021.
Source: Burke County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 BEECHMONT DR, MORGANTON, NC 28655-0017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| May 13, 2020 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2021 · Amount on File |
| Deed Sale | Jul 30, 2021 · Amount on File |
| Prior Sale | May 13, 2020 · Amount on File |
| Deed Document Number | 20218997 |
| Deed Book / Page | 2559 / 134 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jul 30, 2021 |
| Property Address | 109 BEECHMONT DR, MORGANTON, NC 28655-0017 |
| Document Number | 0025590134 |
| Book / Page | 2559 / 134 |
| Map Reference | MB 32 PG 252 |
| Instrument Date | Jul 29, 2021 |
| Instrument | 2021008997 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $780.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 102 CHURCH ST, MORGANTON, NC 28655-3597 |
| Name | Verified Name |
|---|---|
| Address | 109 BEECHMONT DR, MORGANTON, NC 28655-0017 |
| Document Number | 2021008998 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 2021008998 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | May 13, 2020 |
| Property Address | 109 BEECHMONT DR, MORGANTON, NC 28655-0017 |
| Document Number | 0024640555 |
| Book / Page | 002464 / 000555 |
| Instrument Date | May 13, 2020 |
| Instrument | 40159 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $706.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 109 BEECHMONT DR MORGANTON NC 286550017, MORGANTON, NC 28655-0017 |
| Document Number | 24640558 |
|---|---|
| Date | May 13, 2020 |
| Book Page | 002464/000558 |
| Instrument | 40160 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 12, 2050 |
The 2026 property tax bill for 109 Beechmont Dr was $2,426, up 0.2% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,426.00 (+0.21%) | $418,755 (-) Land $30,000 Building $388,755 | $418,755 (-) Land $30,000 Building $388,755 |
| 2025 | $2,421.00 | $418,755 Land $30,000 Building $388,755 | $418,755 Land $30,000 Building $388,755 |
| 2023 | $2,433.00 | $418,755 Land $30,000 Building $388,755 | $418,755 Land $30,000 Building $388,755 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Beechmont Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 12 (2004–2024) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Beechmont Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Compas X-Stream Cable | 1,000 / 50 |
| AT&T DSL | 100 / 20 |
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