109 Becky Dr, Gadsden, AL 35901 Property Records

Etowah County property record for 109 Becky Dr, Gadsden, AL 35901

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,669 sqft · built 1986
Lot Size	0.537 acres (23,400 sqft)
Owner	Individual Name on Record
Tax Bill	$1,566 (2026)
Deeds & Mortgages	Feb 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-09-32-0-001-033.020`

Property Details

APN / Parcel Number

Primary APN	`15-09-32-0-001-033.020`
Alternative APNs	`200912` `48765`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,669 sqft Living Area
1st Floor Area	1,447 sqft
2nd Floor Area	1,222 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	23,400 sqft (0.537 acres)
Lot Dimensions	130 ft deep x 180 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	200912
Street Address	109 BECKY DR
City	GADSDEN
State	AL
Zip	35901-6415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H/S BASE YEAR - 1995 LT 13 WILDWOOD HILLS UNIT 1 PLAT J-13 32-12-6 1381-781,1437-58,1493-147,1914-107,1945-12,D-2014-3406043
Legal Range	6E
Legal Township	12S
Legal Section	32
Legal Subdivision	WILDWOOD HILLS UNIT 1
Legal Lot Number	13
Legal Unit	1
Jurisdiction	ETOWAH AL
Township / Civil Division	GADSDEN
Census Block Group	3
Census Block	3042
Census Tract	1100

Owner

Source: Etowah County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 BECKY DR, GADSDEN, AL 35901-6415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ETOWAH AL
Property Address	109 BECKY DR, GADSDEN, AL 35901-6415
Transaction Type	Mortgage
Record Updated	Jan 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 BECKY DR, GADSDEN, AL 35901-6415

Mortgage

Document Number	0003535588
Date	Feb 16, 2022
Instrument	3535588

Lender

Name	RIVER BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	0 Months
Due	Feb 16, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Etowah County
Municipality	Gadsden City
Unified School District	Gadsden City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,566.00 (-5.32%) Homeowner's exemption
2025	$1,654.00 Homeowner's exemption	$34,760 (+0.03%) Land $2,400 Building $32,360	$347,500 (-) Land $23,900 Building $323,600
2023	$1,654.00 (+20.82%) Homeowner's exemption	$34,750 (+20.16%) Land $2,390 Building $32,360	$347,500 (+20.16%) Land $23,900 Building $323,600
2022	$1,369.00 Homeowner's exemption	$28,920 Land $2,390 Building $26,530	$289,200 Land $23,900 Building $265,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Mar 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 52% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GADSDEN, THE WWSB OF THE serves 44,637 people · EPA ID AL0000577
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Nearby Properties on Becky Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures