Floyd County property record for 109 Beard Dr NE, Rome, GA 30165
| Property Type | Duplex |
|---|---|
| Details | 4 ba · 2,298 sqft · built 2000 |
| Lot Size | 0.28 acres (12,320 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,297 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | J11Y--010C |
| Primary APN | J11Y--010C |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Units | 10 Units |
| Stories | 1 Story |
| Building Area | 2,298 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,320 sqft (0.28 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
| Porch Area | 68 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 361000 |
|---|---|
| Street Address | 109 BEARD DR NE |
| City | ROME |
| State | GA |
| Zip | 30165-7829 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | D-R |
| Legal Description | PT2&3 JF BEARD EST PB15-233 |
| Legal Subdivision | BEARD J F EST |
| Legal Lot Number | 2-3 |
| Jurisdiction | FLOYD GA |
| Township / Civil Division | ARMUCHEE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 204 |
109 Beard Dr NE, a duplex, is owned by an individual who acquired it in September 2026.
Source: Floyd County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 141 NELSON BLVD NW, ROME, GA 30165-2560 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE |
| Dec 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2026 |
| Deed Sale | Sep 18, 2026 |
| Prior Sale | Oct 1, 1999 |
| Deed Book / Page | 2965 / 1300 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLOYD GA |
| Recording Date | Sep 18, 2026 |
| Property Address | 109 BEARD DR NE, ROME, GA 30165-7829 |
| Document Number | 2965001300 |
| Book / Page | 2965 / 1300 |
| Instrument Date | Sep 17, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 141 NELSON BLVD NW, ROME, GA 30165-2560 |
| Document Number | 2966000001, |
|---|---|
| Date | Sep 18, 2026 |
| Book Page | 2966/1 |
| Name | FAIRWAY INDEPENDENT MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLOYD GA |
| Property Address | 109 BEARD DR NE, ROME, GA 30165-7829 |
| Document Number | 0025681291 |
| Instrument Date | Dec 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 141 NELSON BLVD NW ROME GA 301652560, ROME, GA 30165-2560 |
| Document Number | 0025681291 |
|---|---|
| Date | Jan 10, 2019 |
| Book Page | 002568/001291 |
| Name | SYNOVUS BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, GA 31901 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jan 9, 2024 |
The 2026 property tax bill for 109 Beard Dr NE was $2,297, down 0.8% from the year before.
Source: Floyd County assessment roll, as of January 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Floyd County |
| Unified School District | Floyd County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,297.00 (-0.82%) | ||
| 2025 | $2,316.00 (+7.42%) | $80,893 (+7.34%) Land $8,904 Building $71,989 | $202,232 (+7.34%) Land $22,260 Building $179,972 |
| 2024 | $2,156.00 (+2.81%) | $75,358 (+2.99%) Land $8,400 Building $66,958 | $188,395 (+2.99%) Land $21,000 Building $167,395 |
| 2023 | $2,097.00 (+14.65%) | $73,170 (+18.66%) Land $8,400 Building $64,770 | $182,924 (+18.65%) Land $21,000 Building $161,924 |
| 2022 | $1,829.00 | $61,666 Land $8,000 Building $53,666 | $154,166 Land $20,000 Building $134,166 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 109 Beard Dr NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Beard Dr NE is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 80% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLOYD COUNTY serves 46,143 people · EPA ID GA1150001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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