109 Bear Creek Xing, Hampton, VA 23669 Property Records

Hampton City property record for 109 Bear Creek Xing, Hampton, VA 23669

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,912 sqft · built 1991
Lot Size1.3 acres (56,802 sqft)
Owner2 Individual Names on Record
Last Sale$550,000 (Aug 2021)
Tax Bill$153 (2025)
Deeds & MortgagesApr 2020 Mortgage
Aug 2021 Sale & Mortgage
+ 2 more
APN08K017 00 00000

Property Details

APN / Parcel Number

Primary APN08K017 00 00000
Alternative APNs
  • 08K017 00 00000PCB
  • 13000534

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,912 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialBrick
Construction TypeWood
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area56,802 sqft (1.3 acres)
Garage TypeMixed
Garage Area3,246 sqft
Parking Spaces12 Parking Spaces
PorchSlab
Porch Area346 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number13000534
Street Address109 BEAR CREEK XING
CityHAMPTON
StateVA
Zip23669-2009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code6 R-11 ONE
Legal DescriptionCLIFFORD HARMON PROP. PCB. 1.3041AC
Legal SubdivisionCLIFFORD HARMON PROP. PCB.
JurisdictionHAMPTON CITY VA
Township / Civil DivisionHAMPTON
Census Block Group1
Census Block1010
Census Tract10702

Owner

Source: Hampton City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address109 BEAR CREEK XING, HAMPTON, VA 23669-2009
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Aug 9, 2021Warranty Deed, Transfer · Conventional Mortgage
NEW AMERICAN FUNDING
Nov 17, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
LOANDEPOT.COM LLC
Apr 23, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 9, 2021 · Amount on Record
Deed SaleAug 9, 2021 · Amount on Record
Deed Document Number202115071
Prior Transfer DateApr 17, 2020
Prior Transfer Doc0000005405
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMPTON CITY VA
Property Address109 BEAR CREEK XING, HAMPTON, VA 23669-2009
Transaction TypeMortgage
Record UpdatedJun 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200005406
DateApr 23, 2020
Instrument200005406
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050
Interest
Rate TypeFixed Rate

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMPTON CITY VA
Recording DateAug 9, 2021
Property Address109 BEAR CREEK XING, HAMPTON, VA 23669-2009
Document Number210015071
Instrument DateAug 6, 2021
Instrument210015071
Transaction TypeTransfer
Record UpdatedSep 1, 2021
Title CompanyVIRGINIA HOME TITLE AND SETTLEMENT, VIRGINIA HOME TITLE & STLMNT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 BEAR CREEK XING, HAMPTON, VA 23669-2009

Mortgage

Document Number210015072
DateAug 9, 2021
Instrument210015072
Lender
NameNEW AMERICAN FUNDING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051
Interest
Rate TypeFixed Rate
Rate2.25%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMPTON CITY VA
Property Address109 BEAR CREEK XING, HAMPTON, VA 23669-2009
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number200016846
DateNov 17, 2020
Instrument200016846
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2050
Interest
Rate TypeFixed Rate

April 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMPTON CITY VA
Recording DateApr 23, 2020
Property Address109 BEAR CREEK XING, HAMPTON, VA 23669-2009
Document Number200005405
Instrument DateApr 17, 2020
Instrument200005405
Transaction TypeTransfer
Record UpdatedSep 10, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 BEAR CREEK XING, HAMPTON, VA 23669-2009

Mortgage

Document Number200005406
DateApr 23, 2020
Instrument200005406
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Hampton City assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityHampton City
Unified School DistrictHampton City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$720,300 (+0.13%) Land $110,400 Building $609,900$720,300 (+0.13%) Land $110,400 Building $609,900
2025$153.00 (+8.51%)$719,400 (+16.24%) Land $109,500 Building $609,900$719,400 (+16.24%) Land $109,500 Building $609,900
2023$141.00 (+9.3%)$618,900 Land $102,200 Building $516,700$618,900 Land $102,200 Building $516,700
2022$129.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims16 (1995–2015)
Claims Outside the SFHA11 of 16
Most Recent ClaimApr 2015 · rainfall accumulation
Claims by Event
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NEWPORT NEWS
serves 407,300 people · EPA ID VA3700500
Water SourceSurface water
Last State InspectionSep 2021
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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