109 Beacon St, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 109 Beacon St, Dumont, NJ 07628

Property Summary

Property Type	Single Family Home
Details	1,508 sqft · built 1955
Lot Size	0.173 acres (7,518 sqft)
Owner	2 Individual Names on File
Last Sale	$637,500 (Jul 2024)
Tax Bill	$12,332 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2018 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`10-00311-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`10-00311-0000-00017`
Alternative APNs	`100031100017` `411300`

Interior

Building Area	1,508 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	7,518 sqft (0.173 acres)
Lot Dimensions	94 ft deep x 80 ft wide

Location & Zoning

Account Number	411300
Street Address	109 BEACON ST
City	DUMONT
State	NJ
Zip	07628-1203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	80X94
Legal Subdivision	DE LONG GARDENS DUMONT SEC #3
Legal Block	311
Legal Lot Number	17
Jurisdiction	BERGEN NJ
Township / Civil Division	DUMONT
Census Block Group	1
Census Block	1006
Census Tract	10100

Owner

109 Beacon St is owned and occupied by two individuals who bought it in July 2024.

Source: Bergen County and Dumont Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 BEACON ST, DUMONT, NJ 07628-1203
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 29, 2018	Executor's Deed, Transfer · Stand-Alone Refinance WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2024 · Amount on File
Deed Sale	Jul 10, 2024 · Amount on File
Prior Sale	Oct 29, 2018 · Amount on File
Deed Document Number	202441271
Deed Book / Page	5278 / 398
Prior Transfer Date	Oct 17, 2018
Prior Transfer Doc	0030932228
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	109 BEACON ST, DUMONT, NJ 07628-1203
Transaction Type	Mortgage
Record Updated	May 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046070600
Date	Mar 4, 2022
Book Page	4607/600
Instrument	2022027859

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	176 Months
Due	Nov 1, 2036

October 2018: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 29, 2018
Property Address	109 BEACON ST, DUMONT, NJ 07628-1203
Document Number	0030932228
Book / Page	3093 / 2228
Instrument Date	Oct 17, 2018
Instrument	00018-076930
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 BEACON ST, DUMONT, NJ 07628-1203

Mortgage

Document Number	0030932233
Date	Oct 29, 2018
Book Page	3093/2233
Instrument	2018-076930_01

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 109 Beacon St was $12,332, up 3.4% from the year before.

Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Dumont Borough
Unified School District	Dumont Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$569,600 (+8.08%) Land $368,000 Building $201,600	$569,600 (+8.08%) Land $368,000 Building $201,600
2025	$12,332.00 (+3.4%)	$527,000 Land $335,500 Building $191,500	$527,000 Land $335,500 Building $191,500
2024	$11,927.00
2023		$293,400 Land $180,800 Building $112,600	$293,400 Land $180,800 Building $112,600
2022	$11,392.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 109 Beacon St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Beacon St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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