109 Beacon Point Ct, Joppa, MD 21085 Property Records

Harford County property record for 109 Beacon Point Ct, Joppa, MD 21085 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,442 sqft · built 1977
Lot Size	0.278 acres (12,130 sqft)
Owner	Individual Name on File
Last Sale	$580,000 (Nov 2003)
Tax Bill	$4,687 (2025)
Flood Zone	Zone X (minimal risk)
APN	`01-121278`

Property Details

APN / Parcel Number

Primary APN	`01-121278`
Alternative APNs	`1121278` `121278`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,442 sqft Total Area
Basement Area	1,057 sqft
Finished Basement	1,057 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,130 sqft (0.278 acres)
Lot Dimensions	125 ft deep x 133 ft wide
View / Lot	Waterfront

Exterior Amenities

Pool Area	540 sqft
Porch	Porch
Porch Area	288 sqft
Deck Area	1,008 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	121278
Street Address	109 BEACON POINT CT
City	JOPPA
State	MD
Zip	21085-4532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 23 12130 SF 109 BEACON POINT COURT RUMSEY ISLAND PT 200/41
Legal Subdivision	JOPPATOWNE
Legal Block	21
Legal Lot Number	23
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	4
Census Block	4002
Census Tract	301401

Owner

Source: Harford County records · APN 01-121278

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	109 BEACON POINT CT, JOPPA, MD 21085-4532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 25, 2003 · Amount on Record
Deed Sale	Nov 25, 2003 · Amount on Record
Prior Sale	Dec 16, 1997 · Amount on Record
Deed Document Number	20031655
Deed Book / Page	5013 / 404
Last Transfer Date	Jul 25, 2005
Transfer Doc	0063960693
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$464,767 (+3.87%)	$482,100 (-) Land $167,000 Building $315,100
2025	$4,687.00 (+1.96%)	$447,433 (+5.04%)	$482,100 (+12.09%) Land $167,000 Building $315,100
2023		$425,967	$430,100 Land $167,000 Building $263,100
2022	$4,597.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253014014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 18 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force 17 of 18 on primary residences
Nearby Flood Claims	24 (1978–2013)
Claims Outside the SFHA	10 of 24
Most Recent Claim	Jun 2013, other causes
Flood Events	Hurricane Isabel (Sep 2003), 10 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.