109 Beachcomber Ct, Duck (Kitty Hawk), NC 27949 Property Records

Dare County property record for 109 Beachcomber Ct, Duck, NC 27949

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,436 sqft · built 2000
Lot Size	0.505 acres (22,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Apr 2020)
Tax Bill	$4,127 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`985916933007`

Property Details

APN / Parcel Number

Primary APN	`985916933007`
Alternative APN	`010067118`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,436 sqft Finished Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Contemporary
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	22,000 sqft (0.505 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	985916933007
Street Address	109 BEACHCOMBER CT
City	KITTY HAWK
State	NC
Zip	27949-4649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 118 BLK: SEC: PL: E SL: 203-206
Legal Subdivision	FOUR SEASONS IN DUCK
Legal Phase	1
Legal Lot Number	118
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1020
Census Tract	970101

Owner

Source: Dare County records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39810 GOLDEN BEACH RD, MECHANICSVILLE, MD 20659-6091
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Apr 7, 2020	Warranty Deed, Transfer · Conventional Mortgage SANDY SPRING BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2020 · Amount on Record
Deed Sale	Apr 7, 2020 · Amount on Record
Deed Document Number	2020700076389
Deed Book / Page	2367 / 375
Last Transfer Date	Oct 19, 2020
Transfer Doc	2425/127
Record Updated	Oct 29, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DARE NC
Recording Date	Oct 19, 2020
Property Address	109 BEACHCOMBER CT, DUCK, NC 27949-4649
Document Number	2425/127
Book / Page	2425 / 127
Map Reference	CAB E SL 203&206
Instrument Date	Oct 19, 2020
Instrument	700085872
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29877 CROSS WOODS DR, 29877, MECHANICSVILLE, MD 20659-6112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39810 GOLDEN BEACH RD, MECHANICSVILLE, MD 20659-6091

Mortgage

Document Number	700085873
Date	Oct 19, 2020
Instrument	700085873

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Apr 7, 2020
Property Address	109 BEACHCOMBER CT, DUCK, NC 27949-4649
Document Number	2367/375
Book / Page	2367 / 375
Instrument Date	Mar 24, 2020
Instrument	700076389
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2444, RESTON, VA 20195-0444

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	39810 GOLDEN BEACH RD, MECHANICSVILLE, MD 20659-6091
Investor	Possibly a Property Investor

Mortgage

Document Number	700076390
Date	Apr 7, 2020
Instrument	700076390

Lender

Name	SANDY SPRING BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Duck Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,127.00	$931,300 (-) Land $428,200 Building $503,100	$931,300 (-) Land $428,200 Building $503,100
2025	$4,127.00 (+11.06%)	$931,300 (+55.48%) Land $428,200 Building $503,100
2023	$3,716.00	$599,000 Land $248,300 Building $350,700
2020			$931,300 Land $428,200 Building $503,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 1,132 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,493 units insured incl. 361 condo units
Nearby Flood Claims	732 (1978–2024)
Claims Outside the SFHA	327 of 732
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Matthew, Oct 2016 · 128 claims Hurricane Irene, Aug 2011 · 119 claims Hurricane Isabel, Sep 2003 · 85 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	DARE COUNTY WATER SYSTEM
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, T-Mobile.

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