109 Beach Dr, Prospect, CT 06712 Property Records

Prospect Town property record for 109 Beach Dr, Prospect, CT 06712 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,267 sqft · built 1960
Lot Size0.92 acres (40,075 sqft)
OwnerIndividual Name on File
Last Sale$365,000 (Jul 2026)
Tax Bill$5,810 (2025)
Deeds & MortgagesJul 2026 Sale & Line of Credit
Feb 2025 Transfer
Flood ZoneZone X (minimal risk)
APNM0197300

Property Details

APN / Parcel Number

Primary APNM0197300
Alternative APN
  • PROS M:110 B:10 L:109

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,267 sqft Living Area
Basement Area1,098 sqft
Unfinished Basement798 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1994
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area40,075 sqft (0.92 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account NumberM0197300
Street Address109 BEACH DR
CityPROSPECT
StateCT
Zip06712-1604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block10
Legal Lot Number109
JurisdictionPROSPECT CT
Township / Civil DivisionPROSPECT
Census Block Group2
Census Block2020
Census Tract347100

Owner

Source: Prospect Town records · APN M0197300

Assessment roll updated June 25, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address109 BEACH DR, PROSPECT, CT 06712-1604
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2026Deed, Transfer · Line of Credit
CONNECTICUT HOUSING FINANCE AUTHORITY
Feb 10, 2025Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 22, 2026 · Amount on Record
Deed SaleJul 22, 2026 · Amount on Record
Deed Document Number2026709
Deed Book / Page939 / 249
Prior Transfer DateSep 13, 1999
Prior Transfer Doc000932-523
Record UpdatedSep 20, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionPROSPECT CT
Recording DateJul 22, 2026
Property Address109 BEACH DR, PROSPECT, CT 06712-1604
Document Number0000000709
Book / Page939 / 249
Instrument DateJun 23, 2026
Instrument2026709
Transaction TypeTransfer
Record UpdatedAug 12, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 BEACH DR, PROSPECT, CT 06712-1604

Mortgage

Document Number0000000711,
DateJul 22, 2026
Book Page939/269
Instrument2026711
Lender
NameCONNECTICUT HOUSING FINANCE AUTHORITY
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 01, 2036
Interest
Rate TypeAdjustable Rate
Rate6.53%
Initial TypeAdjustable Rate
Max Rate-1%

February 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPROSPECT CT
Recording DateFeb 10, 2025
Property Address109 BEACH DR, PROSPECT, CT 06712-1604
Document Number000932-523
Book / Page932 / 523
Instrument DateSep 13, 1999
Instrument2025140
Transaction TypeTransfer
Record UpdatedFeb 27, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 BEACH DR, PROSPECT, CT 06712-1604

Tax Assessment & Valuation

Source: Prospect Town records · Assessment roll updated June 25, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionProspect Town
Unified School DistrictRegional School District 16 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,810.00$227,220 (+40.62%) Land $85,750 Building $141,470$159,054 Land $60,025 Building $99,029
2024$5,810.00 (+12.64%)
2023$5,158.00 (-0.1%)$161,590 (-) Land $85,750 Building $75,840
2022$5,163.00$161,590 Land $85,750 Building $75,840

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09009C updated January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of Connecticut
Wildfire LikelihoodAbout 1 in 5,556 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Beach Dr

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