Monroe County property record for 109 Bayview Dr, Islamorada, FL 33036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,019 sqft · built 1977 |
| Lot Size | 0.231 acres (10,080 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $725,000 (Oct 2023) |
| Tax Bill | $14,379 (2024) |
| Deeds & Mortgages | Oct 2025 Transfer Apr 2023 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 00391870-000000 |
| Primary APN | 00391870-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,019 sqft Living Area |
| 1st Floor Area | 1,757 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Geodesic/Dome |
| Roof Material | Concrete |
| Lot Area | 10,080 sqft (0.231 acres) |
| View / Lot | Canal |
| Garage Type | Covered |
| Garage Area | 588 sqft |
| Porch | Florida Room |
| Porch Area | 598 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1480207 |
|---|---|
| Street Address | 109 BAYVIEW DR |
| City | ISLAMORADA |
| State | FL |
| Zip | 33036-4216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS-M |
| Legal Description | BK 6 LT 15 SAFETY HARBOR SEC 1 PB3-69 LOWER MATECUMBE KEY OR432-657 OR508-403 OR776-714 OR858-1928 OR1271-1992 OR1523-958AFF OR1523-959 OR3180-2143 OR3193-734 OR3215-1996 OR3218-2421 |
| Legal Range | 36E |
| Legal Township | 64S |
| Legal Section | 20 |
| Legal Subdivision | SAFETY HARBOR SEC 1 |
| Legal Block | 6 |
| Legal Lot Number | 15 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 970900 |
109 Bayview Dr is owned by a company that bought it in October 2023.
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 109 BAYVIEW DR, ISLAMORADA, FL 33036-4216 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Oct 9, 2025 | Correction Deed ACCOMODATION, ACCOMMODATION |
| Apr 5, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2023 · Amount on File |
| Deed Sale | Oct 17, 2023 · Amount on File |
| Prior Sale | Feb 1, 1973 · Amount on File |
| Deed Document Number | 20232436603 |
| Deed Book / Page | 3247 / 562 |
| Prior Transfer Date | Mar 30, 2023 |
| Prior Transfer Doc | 0032182421 |
| Record Updated | Sep 20, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Oct 9, 2025 |
| Property Address | 109 BAYVIEW DR, ISLAMORADA, FL 33036-4216 |
| Document Number | 0033481500 |
| Book / Page | 3348 / 1500 |
| Map Reference | MB 3 PG 69 |
| Instrument Date | Aug 25, 2025 |
| Instrument | 2518189 |
| Record Updated | Oct 31, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 109 BAYVIEW DR, ISLAMORADA, FL 33036-4216 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 109 BAYVIEW DR, ISLAMORADA, FL 33036-4216 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 5, 2023 |
| Property Address | 109 BAYVIEW DR, ISLAMORADA, FL 33036-4216 |
| Document Number | 0032182421 |
| Book / Page | 3218 / 2421 |
| Map Reference | MB 3 PG 69 |
| Instrument Date | Mar 30, 2023 |
| Instrument | 2412793 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 BAYVIEW DR, ISLAMORADA, FL 33036-4216 |
| Name | Verified Name |
|---|---|
| Address | 109 BAYVIEW DR, ISLAMORADA, FL 33036-4216 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,591,120 (+2.9%) | $1,619,937 (+4.76%) Land $1,316,045 Building $303,892 | |
| 2024 | $14,379.00 (-2.1%) Homeowner's exemption | $1,546,278 (+2.82%) Land $1,303,142 Building $243,136 | $1,546,278 (+2.82%) Land $1,303,142 Building $243,136 |
| 2023 | $14,687.00 (+205.6%) | $1,503,851 (+278.31%) Land $1,272,600 Building $231,251 | $1,503,851 (+3.55%) Land $1,272,600 Building $231,251 |
| 2022 | $4,806.00 Homeowner's exemption | $397,517 | $1,452,320 Land $1,217,362 Building $234,958 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Bayview Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 493 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 650 units insured incl. 157 condo units |
| Nearby Flood Claims | 553 (1981–2020) |
| Claims Outside the SFHA | 2 of 553 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Bayview Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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