Putnam County property record for 109 Bay Tree Ln, Florahome, FL 32140
| Property Type | Mobile Home |
|---|---|
| Details | 1,144 sqft · built 1986 |
| Lot Size | 6.14 acres (267,458 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $815 (2025) |
| Deeds & Mortgages | Apr 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-08-24-0000-0020-0090 |
| Primary APN | 22-08-24-0000-0020-0090 |
|---|---|
| Alternative APN |
|
| Building Area | 1,144 sqft Living Area |
|---|---|
| 1st Floor Area | 1,144 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Mobile Home |
| Lot Area | 267,458 sqft (6.14 acres) |
| Porch | Screened/Unfinished Porch |
| Porch Area | 848 sqft |
| Deck Area | 64 sqft |
| Account Number | 68861 |
|---|---|
| Street Address | 109 BAY TREE LN |
| City | FLORAHOME |
| State | FL |
| Zip | 32140-1201 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | PT OF SE1/4 OF NE1/4 + NE1/4, OF SE1/4 N OF CORAL FARMS RD, OR458 P1723 |
| Legal Range | 24E |
| Legal Township | 08S |
| Legal Section | 22 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | INTERLACHEN-FLORAHOME |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 950202 |
Source: Putnam County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 BAY TREE LN, FLORAHOME, FL 32140-1201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 21, 2024 |
| Transfer Doc | 0017461724 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Apr 13, 2020 |
| Property Address | 109 BAY TREE LN, FLORAHOME, FL 32140-1201 |
| Document Number | 0015740705 |
| Book / Page | 001574 / 000705 |
| Instrument Date | Jan 24, 2020 |
| Instrument | 54006501 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 109 BAY TREE LN FLORAHOME FL 321401201, FLORAHOME, FL 32140-1201 |
Source: Putnam County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $815.00 (+3.43%) | $74,130 (+5.96%) | $143,660 (+10.3%) Land $85,960 Building $57,700 |
| 2023 | $788.00 (+3.96%) Homeowner's exemption | $69,960 (+2.99%) | $130,240 (+39.8%) Land $73,680 Building $56,560 |
| 2022 | $758.00 Homeowner's exemption | $67,930 | $93,160 Land $49,120 Building $44,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 3 (2016–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 59% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 100 / 20 |
4G LTE only, no 5G reported
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