Shelby County property record for 109 Bay St, Sidney, OH 45365
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,384 sqft · built 1899 |
| Lot Size | 0.102 acres (4,455 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $45,000 (Jun 1991) |
| Tax Bill | $961 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 01-1836453.004 |
| Primary APN | 01-1836453.004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,384 sqft Living Area |
| 1st Floor Area | 708 sqft |
| Upper Floors Area | 676 sqft |
| Basement Area | 708 sqft |
| Unfinished Basement | 708 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1899 |
|---|---|
| Effective Year Built | Effective 1899 |
| Construction Type | Brick |
| Roof Material | Shingle |
| Lot Area | 4,455 sqft (0.102 acres) |
| Lot Dimensions | 165 ft deep x 27 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 138 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 109 BAY ST |
|---|---|
| City | SIDNEY |
| State | OH |
| Zip | 45365-3207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1514 E PT 020-18-36-453-004 |
| Legal Lot Number | 1514 |
| Jurisdiction | SHELBY OH |
| Township / Civil Division | CLINTON |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 972000 |
109 Bay St is owned and occupied by two individuals who bought it in June 1991.
Source: Shelby County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 BAY ST, SIDNEY, OH 45365-3207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 1991 · Amount on File |
| Deed Sale | Jun 20, 1991 · Amount on File |
| Deed Document Number | 1991437 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 109 Bay St was $961 with a homeowner's exemption, down 6% from the year before.
Source: Shelby County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Shelby County |
| County Subdivision | Clinton Township |
| Municipality | Sidney City |
| Unified School District | Sidney City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $961.00 (-5.97%) | $29,690 (-) Land $3,800 Building $25,890 | |
| 2024 | $1,022.00 (-2.29%) Homeowner's exemption | $29,690 (-) Land $3,800 Building $25,890 | |
| 2023 | $1,046.00 (+19.82%) Homeowner's exemption | $29,690 (+35.51%) Land $3,800 Building $25,890 | $84,830 Land $10,870 Building $73,960 |
| 2022 | $873.00 Homeowner's exemption | $21,910 Land $2,820 Building $19,090 | |
| 2020 | $62,620 Land $8,070 Building $54,550 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 109 Bay St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 21 (1979–2018) |
| Claims Outside the SFHA | 2 of 21 |
| Most Recent Claim | Apr 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 109 Bay St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIDNEY CITY PWS serves 20,614 people · EPA ID OH7501214 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures