109 Bay Leaf Dr, Currituck, NC 27929 Property Records

Currituck County property record for 109 Bay Leaf Dr, Currituck, NC 27929 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2014
Square Footage	1,422 sqft Living Area
Lot Size	20,038 sqft (0.46 acres)
Occupancy	Owner Occupied
Last Sale	$270,000 (2022)
Tax Bill	$1,801.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8979-71-2518`
Alternative APNs	`050D00001570000` `000135906` `000165346` `8979-71`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	1,422 sqft Living Area
Stories	1 Stories

Exterior

Year Built	Built 2014
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Lot Area	20,038 sqft (0.46 acres)

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	000165346
Street Address	109 BAY LEAF DR
City	CURRITUCK
State	NC
Zip	27929-9723
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 157 LAUREL WOODS ESTATES PH 2
Legal Subdivision	LAUREL WOODS ESTATES
Legal Phase	2
Legal Lot Number	157
Jurisdiction	CURRITUCK NC
Minor Civil Division	CRAWFORD
Census Blockgroup	1
Census Block	1005
Census Tract	110302

Owner

Source: Currituck County records · APN 8979-71-2518

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	109 BAY LEAF DR, CURRITUCK, NC 27929-9723
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 14, 2022 · Amount on Record
Deed Sale	Sep 14, 2022 · Amount on Record
Prior Sale	Sep 25, 2014 · Amount on Record
Deed Doc Number	0000171063
Deed Book / Page	1710 / 63
Record Refreshed	Jun 08, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Sep 14, 2022
Property Address	109 BAY LEAF DR, CURRITUCK, NC 27929-9723
Document Number	0017100063
Book / Page	1710 / 63
Map Reference	CAB N SL 24-27
Instrument Date	Sep 02, 2022
Instrument	378681
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 STEPPESIDE LN, MOYOCK, NC 27958-6510

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right Of Survivorship
Address	109 BAY LEAF DRIVE, MOYOCK, NC 27958

Mortgage

Document Number	0000378682
Date	Sep 14, 2022
Instrument	378682

Lender

Name	ABNB FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Oct 01, 2032
Change Frequency	5 Years
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	5-Year CMT
Max Rate	10.1%

Tax Assessment & Valuation

Source: Currituck County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,801.00 (+0.5%)	$247,900 (-) Land $85,000 Building $162,900
2024	$1,792.00 (+10.82%)	$247,900 (+1.31%) Land $85,000 Building $162,900
2023	$1,617.00 (+39.4%)	$244,700 (-) Land $85,000 Building $159,700	$244,700 (-) Land $85,000 Building $159,700
2022	$1,160.00	$244,700 Land $85,000 Building $159,700	$244,700 (-1.29%) Land $85,000 Building $159,700
2021			$247,900 Land $85,000 Building $162,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Currituck County (37053C), updated June 18, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.