109 Baugh St, Commerce, GA 30529 Property Records

Jackson County property record for 109 Baugh St, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	1 ba · 896 sqft · built 1935
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Tax Bill	$1,158 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`C05 011`

Property Details

APN / Parcel Number

Primary APN	`C05 011`
Alternative APN	`8527`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	896 sqft Heated Area
1st Floor Area	896 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	268 ft deep x 59 ft wide
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	220 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8527
Street Address	109 BAUGH ST
City	COMMERCE
State	GA
Zip	30529-1512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACTS 1 & 2 DEED BK 47J PAGE 618
Legal Tract	1,2
Legal Block	47J
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	3
Census Block	3009
Census Tract	10300

Owner

109 Baugh St is owned and occupied by an individual who acquired it in September 2025.

Source: Jackson County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	109 BAUGH ST, COMMERCE, GA 30529-1512
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage UNITED WHOLESALE
Sep 4, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE
Sep 25, 2025	Warranty Deed, Transfer
Apr 30, 2021	Warranty Deed, Transfer · Conventional Mortgage EQUITY PRIME MORTGAGE
Mar 13, 2020	Grant Deed, Transfer HOMESTAR FIN'L
Oct 21, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2025
Deed Sale	Sep 25, 2025
Prior Sale	Sep 4, 2025 · Amount on File
Deed Book / Page	117E / 288
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	109 BAUGH ST, COMMERCE, GA 30529-1512
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 CAPSTONE WAY, COMMERCE, GA 30529-6457

Mortgage

Document Number	00117E0000000290
Date	Sep 25, 2025
Book Page	000000117E/0000000290

Lender

Name	UNITED WHOLESALE

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Sep 4, 2025
Property Address	109 BAUGH ST, COMMERCE, GA 30529-1512
Document Number	00116X0172
Book / Page	116X / 172
Instrument Date	Aug 29, 2025
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.22
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 BAUGH ST, COMMERCE, GA 30529-1512

Mortgage

Document Number	000116X174
Date	Sep 4, 2025
Instrument	116X/174

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	352 Months
Due	Jan 1, 2055

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Sep 25, 2025
Property Address	109 BAUGH ST, COMMERCE, GA 30529-1512
Document Number	00117E0288
Book / Page	117E / 288
Instrument Date	Aug 29, 2025
Transaction Type	Transfer
Record Updated	Oct 28, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 BAUGH ST, COMMERCE, GA 30529-1512

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Apr 30, 2021
Property Address	109 BAUGH ST, COMMERCE, GA 30529-1512
Document Number	00095V0643
Book / Page	95V / 643
Instrument Date	Apr 30, 2021
Instrument	2021-002107
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 BAUGH ST, COMMERCE, GA 30529-1512

Mortgage

Document Number	00095V0000000646
Date	May 11, 2021
Book Page	000000095V/0000000646

Lender

Name	EQUITY PRIME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Mar 13, 2020
Property Address	109 BAUGH ST, COMMERCE, GA 30529-1512
Document Number	00088M0490
Book / Page	00088M / 000490
Instrument Date	Mar 10, 2020
Transaction Type	Transfer
Record Updated	Apr 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 BAUGH ST COMMERCE GA 305291512, COMMERCE, GA 30529-1512

Mortgage

Document Number	88M0492
Date	Mar 13, 2020
Book Page	00088M/000492

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2050

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Oct 21, 2019
Property Address	109 BAUGH ST, COMMERCE, GA 30529-1512
Document Number	00086O0102
Book / Page	00086O / 000102
Instrument Date	Oct 16, 2019
Transaction Type	Transfer
Record Updated	Nov 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$35.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	109 BAUGH ST COMMERCE GA 305291512, COMMERCE, GA 30529-1512

Tax Assessment & Valuation

The 2025 property tax bill for 109 Baugh St was $1,158, down 3.3% from the year before.

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,396 (-) Land $8,840 Building $34,556	$108,490 (-) Land $22,100 Building $86,390
2025	$1,158.00 (-3.34%)	$43,396 (-) Land $8,840 Building $34,556	$108,490 (-) Land $22,100 Building $86,390
2024	$1,198.00 (+5%)	$43,396 (+12.55%) Land $8,840 Building $34,556	$108,490 (+12.55%) Land $22,100 Building $86,390
2023	$1,141.00 (+24.29%)	$38,556 (+36.16%) Land $8,840 Building $29,716	$96,390 (+36.16%) Land $22,100 Building $74,290
2022	$918.00	$28,316 Land $5,120 Building $23,196	$70,790 Land $12,800 Building $57,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Baugh St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Baugh St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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