Wake County property record for 109 Bathgate Ln, Cary, NC 27513
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,067 sqft · built 1993 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $665,000 (Jul 2020) |
| Tax Bill | $8,390 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Aug 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0765.02-66-1689-000 |
| Primary APN | 0765.02-66-1689-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 4,067 sqft Living Area |
| Basement Area | 904 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Hip |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Area | 598 sqft |
| Porch | Open Porch |
| Porch Area | 49 sqft |
| Deck Area | 504 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 0192506 |
|---|---|
| Street Address | 109 BATHGATE LN |
| City | CARY |
| State | NC |
| Zip | 27513-5553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LO188 WESSEX SUB PH1 BM1992-600 |
| Legal Subdivision | WESSEX SUB PH1 |
| Legal Phase | 1 |
| Legal Lot Number | 188 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | CARY |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 53512 |
Source: Wake County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 BATHGATE LN, CARY, NC 27513-5553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Aug 16, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Dec 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Jul 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2020 · Amount on Record |
| Deed Sale | Jul 21, 2020 · Amount on Record |
| Prior Sale | Jul 30, 2010 · Amount on Record |
| Deed Book / Page | 17976 / 735 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Sep 17, 2026 |
| Property Address | 109 BATHGATE LN, CARY, NC 27513-5553 |
| Document Number | 0000105561 |
| Book / Page | 20338 / 2510 |
| Instrument Date | Sep 9, 2026 |
| Instrument | 2026105561 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 109 BATHGATE LN, CARY, NC 27513-5553 |
| Document Number | 0000105561, |
|---|---|
| Date | Sep 17, 2026 |
| Book Page | 20338/2510 |
| Instrument | 2026105561 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 9, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 109 BATHGATE LN, CARY, NC 27513-5553 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 019119/526 |
|---|---|
| Date | Aug 16, 2022 |
| Book Page | 19119/526 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 2, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 109 BATHGATE LN, CARY, NC 27513-5553 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 18838/1760 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 18838/1760 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Jul 21, 2020 |
| Property Address | 109 BATHGATE LN, CARY, NC 27513-5553 |
| Document Number | 179760735 |
| Book / Page | 17976 / 735 |
| Map Reference | MB 1992 PG 600 |
| Instrument Date | Jul 6, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,330.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 BATHGATE LN, CARY, NC 27513-5553 |
| Document Number | 17976737 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 17976/737 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Wake County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Cary Town |
| County | Wake County |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,390.00 (+29.04%) | $976,604 (+50.96%) Land $250,000 Building $726,604 | $976,604 (+50.96%) Land $250,000 Building $726,604 |
| 2023 | $6,502.00 | $646,925 Land $140,000 Building $506,925 | $646,925 Land $140,000 Building $506,925 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CARY serves 227,300 people · EPA ID NC0392020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · May 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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