109 Baldwin Ter, Fairfield, CT 06824 Property Records

Fairfield Town property record for 109 Baldwin Ter, Fairfield, CT 06824

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,321 sqft · built 1954
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$660,000 (Dec 2015)
Tax Bill	$17,751 (2026)
Deeds & Mortgages	Dec 2021 Refinance Oct 2022 Refinance + 3 more
Flood Zone	Zone AE (high risk)
APN	`FAIR M:139 B:8`

Property Details

APN / Parcel Number

Primary APN	`FAIR M:139 B:8`
Alternative APNs	`FFLD M:139 B:8` `M:139 L:008 X` `12133`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,321 sqft Living Area
Gross Area	4,377 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	12133
Street Address	109 BALDWIN TER
City	FAIRFIELD
State	CT
Zip	06824-6903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	8
Jurisdiction	FAIRFIELD CT
Township / Civil Division	FAIRFIELD
Census Block Group	3
Census Block	3024
Census Tract	61500

Owner

Source: Fairfield Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 BALDWIN TER, FAIRFIELD, CT 06824-6903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WILLIAM RAVEIS MORTGAGE CO
Oct 3, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK
Feb 21, 2018	Deed of Trust, Mortgage WEBSTER BANK
Dec 27, 2016	Deed of Trust, Mortgage · Conventional Mortgage HDF COMMUNITY WORKS
Dec 27, 2016	Deed of Trust, Mortgage · Conventional Mortgage HDF CMNTY WORKS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2015 · Amount on Record
Deed Sale	Dec 30, 2015 · Amount on Record
Deed Book / Page	5356 / 185
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	109 BALDWIN TER, FAIRFIELD, CT 06824-6903
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006253-145
Date	Dec 8, 2021
Book Page	6253/145
Instrument	2021-12652

Lender

Name	WILLIAM RAVEIS MORTGAGE CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	109 BALDWIN TER, FAIRFIELD, CT 06824-6903
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006362-196
Date	Oct 3, 2022
Book Page	6362/196
Instrument	2022-6830

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	109 BALDWIN TER, FAIRFIELD, CT 06824-6903
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5641-332
Date	Feb 21, 2018
Book Page	5641/332

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Amount	Amount Recorded

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	109 BALDWIN TER, FAIRFIELD, CT 06824-6903
Document Number	5503-87
Instrument Date	Dec 27, 2016
Transaction Type	Mortgage
Record Updated	Jan 31, 2017
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5503-87
Date	Jan 4, 2017
Book Page	005503/000087
Instrument	68

Lender

Name	HDF COMMUNITY WORKS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	109 BALDWIN TER, FAIRFIELD, CT 06824-6903
Document Number	5514-1
Instrument Date	Dec 27, 2016
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 TAQUOSHE PL FAIRFIELD CT 068257246, FAIRFIELD, CT 06825-7246

Mortgage

Document Number	5514-1
Date	Feb 1, 2017
Book Page	005514/000001
Instrument	870

Lender

Name	HDF CMNTY WORKS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fairfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Fairfield Town
Unified School District	Fairfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,751.00 (+38.12%)	$925,014 (+104.34%) Land $709,554 Building $215,460	$1,290,286 (+307.18%)
2025	$12,852.00	$452,690 (-) Land $304,220 Building $148,470	$316,883 Land $212,954 Building $103,929
2024	$12,852.00 (+3.2%)
2023	$12,454.00	$452,690 Land $304,220 Building $148,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000

May also be available: T-Mobile, Verizon.

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