109 Bailey St, San Mateo, FL 32187 Property Records

Putnam County property record for 109 Bailey St, San Mateo, FL 32187

Property Summary

Property Type	Single Family Home
Details	1,252 sqft · built 1945
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Tax Bill	$1,675 (2025)
Deeds & Mortgages	Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`28-10-27-5970-000.0-007.2`

Property Details

APN / Parcel Number

Primary APN	`28-10-27-5970-000.0-007.2`
Alternative APN	`40644`

Interior

Plumbing Fixtures	6 Plumbing Fixtures
Building Area	1,252 sqft Living Area
1st Floor Area	900 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1971
Exterior Material	Siding
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Area	432 sqft
Porch	Porch
Porch Area	36 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	40644
Street Address	109 BAILEY ST
City	SAN MATEO
State	FL
Zip	32187-2400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MODEL LAND CO MB1 P147, S 70 F
Legal Range	27E
Legal Township	10S
Legal Section	28
Legal Subdivision	MODEL LAND CO
Legal Lot Number	7
Jurisdiction	PUTNAM FL
Township / Civil Division	EAST PALATKA
Census Block Group	3
Census Block	3010
Census Tract	951100

Owner

109 Bailey St is owned by an individual who acquired it in July 2021.

Source: Putnam County records, as of January 12, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	101 BAILEY ST, SAN MATEO, FL 32187-2400
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2021
Deed Sale	Jul 6, 2021
Prior Sale	Jan 16, 2013 · Amount on File
Deed Document Number	202154014970
Deed Book / Page	1626 / 639
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Jul 6, 2021
Property Address	109 BAILEY ST, SAN MATEO, FL 32187-2400
Document Number	0016260639
Book / Page	1626 / 639
Map Reference	MB 1 PG 147
Instrument Date	Jun 22, 2021
Instrument	202154014970
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 BAILEY ST, SAN MATEO, FL 32187-2400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 BAILEY ST, SAN MATEO, FL 32187-2400

Tax Assessment & Valuation

The 2025 property tax bill for 109 Bailey St was $1,675.

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,675.00	$80,750	$80,750 Land $6,930 Building $73,820
2023	$1,538.00 (+11.13%)	$80,840 (+15.42%)	$80,840 (+15.42%) Land $6,930 Building $73,910
2022	$1,384.00	$70,040	$70,040 Land $6,930 Building $63,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Bailey St in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	20 (1994–2020)
Most Recent Claim	Aug 2020 · other causes
Claims by Event	Hurricane Irma, Oct 2017 · 6 claims Hurricane Frances, Sep 2004 · 3 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Bailey St is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST PUTNAM REGIONAL serves 1,500 people · EPA ID FL2544444
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes resolved · Apr 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20