Sequatchie County property record for 109 Bailey Rd, Dunlap, TN 37327
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,215 sqft · built 1982 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $155,000 (Feb 2019) |
| Tax Bill | $1,029 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Aug 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 077064 00606 |
| Primary APN | 077064 00606 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,215 sqft Living Area |
| 1st Floor Area | 1,215 sqft |
| Basement Area | 1,215 sqft |
| Finished Basement | 1,215 sqft |
| Flooring | Hardwood |
| Interior Walls | Paneling |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 47,916 sqft (1.1 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 432 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 1,326 sqft |
| Patio Area | 384 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 109 BAILEY RD |
|---|---|
| City | DUNLAP |
| State | TN |
| Zip | 37327-6909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 6 |
| Legal Subdivision | DUNLAP |
| Jurisdiction | SEQUATCHIE TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 60104 |
Source: Sequatchie County records · APN 077064 00606
Assessment roll updated January 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 BAILEY RD, DUNLAP, TN 37327-6909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Jan 03, 2024 | Deed of Trust, Mortgage · VA Mortgage EMORTGAGE FUNDING LLC |
| Aug 08, 2022 | Deed of Trust, Mortgage · VA Mortgage EMORTGAGE FUNDING LLC |
| Dec 21, 2019 | Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS |
| Feb 08, 2019 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 08, 2019 · Amount on Record |
| Deed Sale | Feb 08, 2019 · Amount on Record |
| Prior Sale | Feb 28, 1992 · Amount on Record |
| Deed Document Number | 2019283 |
| Deed Book / Page | 379 / 285 |
| Transfer Doc | 000253/637 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEQUATCHIE TN |
| Property Address | 109 BAILEY RD, DUNLAP, TN 37327-6909 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000000023 |
|---|---|
| Date | Jan 03, 2024 |
| Book Page | 468/596 |
| Instrument | 24000023 |
| Name | EMORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Nov 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEQUATCHIE TN |
| Property Address | 109 BAILEY RD, DUNLAP, TN 37327-6909 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002303 |
|---|---|
| Date | Aug 08, 2022 |
| Book Page | 445/393 |
| Instrument | 22002303 |
| Name | EMORTGAGE FUNDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | TROY, MI 48084 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEQUATCHIE TN |
| Property Address | 109 BAILEY RD, DUNLAP, TN 37327-6909 |
| Document Number | 0000000007 |
| Instrument Date | Dec 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 109 BAILEY RD DUNLAP TN 373276909, DUNLAP, TN 37327-6909 |
| Document Number | 0000000007 |
|---|---|
| Date | Jan 02, 2020 |
| Book Page | 000392/000145 |
| Instrument | 7 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEQUATCHIE TN |
| Recording Date | Feb 08, 2019 |
| Property Address | 109 BAILEY RD, DUNLAP, TN 37327-6909 |
| Document Number | 0000000283 |
| Book / Page | 000379 / 000285 |
| Instrument Date | Feb 08, 2019 |
| Instrument | 283 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $573.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 109 AILEY RD DUNLAP TN 37327, DUNLAP, TN 37327 |
| Document Number | 284 |
|---|---|
| Date | Feb 08, 2019 |
| Book Page | 000379/000287 |
| Instrument | 284 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 07, 2049 |
Source: Sequatchie County records · Assessment roll updated January 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sequatchie County |
| Unified School District | Sequatchie County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,029.00 | $56,050 (-) Land $3,225 Building $52,825 | |
| 2023 | $1,029.00 (+44.12%) | $56,050 (+91.79%) Land $3,225 Building $52,825 | $224,200 (+91.79%) Land $12,900 Building $211,300 |
| 2022 | $714.00 | $29,225 Land $2,825 Building $26,400 | $116,900 Land $11,300 Building $105,600 |
Source: FEMA National Flood Hazard Layer as of November 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | May 2024 · rainfall accumulation |
| Wildfire Risk | Moderate above 65% of the US · above 88% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bledsoe Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 43 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DUNLAP WATER SYSTEM serves 9,782 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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