Walton County property record for 109 Azure Pl, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,404 sqft · built 1993 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $775,000 (Dec 2021) |
| Tax Bill | $5,153 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Mar 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-2S-21-42910-00F-0080 |
| Primary APN | 30-2S-21-42910-00F-0080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,404 sqft Living Area |
| Gross Area | 3,729 sqft |
| 1st Floor Area | 2,404 sqft |
| Flooring | Wood |
| Interior Walls | Custom/Decorative |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood Frame (Stucco or Asbestos) |
| Construction Type | Frame |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 9,600 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 622 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 703 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 109 AZURE PL |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-5254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CC |
| Legal Description | LOT 8 BLK F EMERALD BAY PH 1A S/D PB 9-7 AMENDED PB 9-27 OR 877-101 OR 890-180 OR 1007-92 OR 2907-201 OR 3098-3161 OR 3230-1653 |
| Legal Range | 021 |
| Legal Township | 02S |
| Legal Section | 30 |
| Legal Subdivision | EMERALD BAY PH 1A |
| Legal Phase | 1A |
| Legal Block | F |
| Legal Lot Number | 8 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 950608 |
Source: Walton County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8989 HERON WALK DR, MIRAMAR BEACH, FL 32550-4844 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL BANK |
| Mar 4, 2019 | Warranty Deed, Transfer SETCO SERVICES LLC-30A, SETCO SVCS LLC-30A |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2021 · Amount on Record |
| Deed Sale | Dec 20, 2021 · Amount on Record |
| Prior Sale | Mar 4, 2019 · Amount on Record |
| Deed Document Number | 202162605 |
| Deed Book / Page | 3230 / 1653 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Dec 20, 2021 |
| Property Address | 109 AZURE PL, MIRAMAR BEACH, FL 32550-5254 |
| Document Number | 0032301653 |
| Book / Page | 3230 / 1653 |
| Map Reference | MB 9 PG 7&7A |
| Instrument Date | Dec 17, 2021 |
| Instrument | 20210062605 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,425.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4810 THORNHILL DR NW, 4810, ACWORTH, GA 30101-4094 |
| Name | Verified Name |
|---|---|
| Address | 8989 HERON WALK DR, MIRAMAR BEACH, FL 32550-4844 |
| Investor | Possibly a Property Investor |
| Document Number | 0032301654 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 3230/1654 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Mar 4, 2019 |
| Property Address | 109 AZURE PL, MIRAMAR BEACH, FL 32550-5254 |
| Document Number | 0030983161 |
| Book / Page | 003098 / 003161 |
| Instrument Date | Feb 26, 2019 |
| Instrument | 6353 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2019 |
| Title Company | SETCO SERVICES LLC-30A, SETCO SVCS LLC-30A |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,940.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4810 THORNHILL DR NW ACWORTH GA 301014094, ACWORTH, GA 30101-4094 |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,153.00 (+1.94%) Homeowner's exemption | $608,903 (-0.74%) | $635,497 (+3.59%) Land $169,050 Building $466,447 |
| 2024 | $5,055.00 (+3.76%) | ||
| 2023 | $4,872.00 (+1.18%) Homeowner's exemption | $613,456 (+1.01%) Land $161,000 Building $452,456 | $613,456 (+1.01%) Land $161,000 Building $452,456 |
| 2022 | $4,815.00 Homeowner's exemption | $607,324 Land $139,286 Building $468,038 | $607,324 Land $139,286 Building $468,038 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 148 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 12 (2004–2024) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P32 “Moreno Point” |
| Unit Type | System Unit |
| Designated | Oct 18, 1982 |
| NFIP Eligibility | Not eligible (built 1993) built after the Oct 1, 1983 cutoff · private flood insurance only |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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