Richland County property record for 109 Averill Ln, Irmo, SC 29063
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,556 sqft · built 1998 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (Jan 2022) |
| Tax Bill | $3,551 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Jan 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03513-05-13 |
| Primary APN | 03513-05-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,556 sqft Heated Area |
| Gross Area | 4,799 sqft |
| 1st Floor Area | 1,817 sqft |
| Basement Area | 1,277 sqft |
| Finished Basement | 842 sqft |
| Unfinished Basement | 435 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 23,958 sqft (0.55 acres) |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Patio Area | 255 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01430446 |
|---|---|
| Street Address | 109 AVERILL LN |
| City | IRMO |
| State | SC |
| Zip | 29063-8778 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-LD |
| Legal Description | LOT 13 94.7X218.8X170X164.7 #SU PALMERSTON NORTH PHASE I #PR RB145-77 55-2975 55-7101 |
| Legal Subdivision | PALMERSTON NORTH |
| Legal Phase | 1 |
| Legal Lot Number | 13,94 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 10308 |
109 Averill Ln is owned and occupied by two individuals who bought it in January 2022.
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 AVERILL LN, IRMO, SC 29063-8778 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jan 23, 2022 | Warranty Deed, Transfer · Conventional Mortgage RESOURCE FINANCIAL SERVICES INC |
| Nov 6, 2019 | Warranty Deed, Transfer · Conventional with PMI RESOURCE FIN'L SVC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 23, 2022 · Amount on File |
| Deed Sale | Jan 23, 2022 · Amount on File |
| Prior Sale | Nov 6, 2019 · Amount on File |
| Deed Document Number | 20223805 |
| Deed Book / Page | 2708 / 2949 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 109 AVERILL LN, IRMO, SC 29063-8778 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0028170004 |
|---|---|
| Date | Feb 23, 2023 |
| Book Page | 2817/4 |
| Instrument | 2023007387 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 16, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jan 23, 2022 |
| Property Address | 109 AVERILL LN, IRMO, SC 29063-8778 |
| Document Number | 0027082949 |
| Book / Page | 2708 / 2949 |
| Map Reference | MB 55 PG 7101 |
| Instrument Date | Dec 22, 2021 |
| Instrument | 2022003805 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,014.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 109 AVERILL LN, IRMO, SC 29063-8778 |
| Investor | Possibly a Property Investor |
| Document Number | 2022003806 |
|---|---|
| Date | Jan 23, 2022 |
| Instrument | 2022003806 |
| Name | RESOURCE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Nov 6, 2019 |
| Property Address | 109 AVERILL LN, IRMO, SC 29063-8778 |
| Document Number | 2443/3662 |
| Book / Page | 002443 / 003662 |
| Instrument Date | Nov 5, 2019 |
| Instrument | 83767 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,061.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 AVERILL LN IRMO SC 290638778, IRMO, SC 29063-8778 |
| Document Number | 2443/3666 |
|---|---|
| Date | Nov 6, 2019 |
| Book Page | 002443/003666 |
| Instrument | 83768 |
| Name | RESOURCE FIN'L SVC |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, SC 29205 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 5, 2049 |
The 2025 property tax bill for 109 Averill Ln was $3,551.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,551.00 | $409,000 Land $42,000 Building $367,000 | $409,000 Land $42,000 Building $367,000 |
| 2023 | $3,244.00 | $25,136 | $628,400 |
| 2021 | $2,330.00 | $11,480 | $287,000 Land $36,800 Building $250,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 109 Averill Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2015) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Averill Ln is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 64% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BGWC STONEGATE private · serves 352 people · EPA ID SC4050014 |
|---|---|
| Water Source | Purchased surface water from CITY OF COLUMBIA |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CarolinaConnect Cooperative Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures