109 Ave Carmelo, San Clemente, CA 92672 Property Records

Orange County property record for 109 Ave Carmelo, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,187 sqft · built 1964
Lot Size	0.106 acres (4,635 sqft)
Owner	Individual Name on File
Last Sale	$760,000 (Aug 2020)
Tax Bill	$8,318 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jun 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`060-111-19`

Property Details

APN / Parcel Number

Primary APN	`060-111-19`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,187 sqft Living Area
1st Floor Area	1,187 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	4,635 sqft (0.106 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	109 AVENUE CARMELO
City	SAN CLEMENTE
State	CA
Zip	92672
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 900 BLK 9 LOT 10
Legal Subdivision	TRACT NO 900
Legal Tract	900
Legal Block	9
Legal Lot Number	10
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1019
Census Tract	42114

Owner

109 Ave Carmelo is owned by an individual who bought it in August 2020.

Source: Orange County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	109 AVENIDA CARMELO, SAN CLEMENTE, CA 92672-3405
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2020	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Jun 24, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'
Jun 24, 2020	Affidavit of Death, Transfer ADVANCED ESCROW
Jun 9, 2020	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2020 · Amount on File
Deed Sale	Aug 5, 2020 · Amount on File
Prior Sale	Jun 24, 2020 · Amount on File
Deed Document Number	2020383955
Record Updated	Oct 29, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 5, 2020
Property Address	109 AVENIDA CARMELO, SAN CLEMENTE, CA 92672-3405
Document Number	0000383955
Map Reference	MB 28 PG 21-24
Instrument Date	Jul 20, 2020
Instrument	2020000383955
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 AVENIDA CARMELO, SAN CLEMENTE, CA 92672-3405

Mortgage

Document Number	0000383956
Date	Aug 5, 2020
Instrument	2020000383956

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 24, 2020
Property Address	109 AVENIDA CARMELO, SAN CLEMENTE, CA 92672-3405
Document Number	0000293178
Instrument Date	Jun 17, 2020
Instrument	293178
Transaction Type	Transfer
Record Updated	Jul 10, 2020
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transaction

Amount	Amount on Record
Tax	$743.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	32392 COAST HWY #150 LAGUNA BEACH CA 926516776, 150, LAGUNA BEACH, CA 92651-6776

June 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ORANGE CA
Recording Date	Jun 24, 2020
Property Address	109 AVENIDA CARMELO, SAN CLEMENTE, CA 92672-3405
Document Number	0000293177
Instrument Date	Jun 17, 2020
Instrument	293177
Transaction Type	Transfer
Record Updated	Jul 10, 2020
Title Company	ADVANCED ESCROW

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 AVENIDA CARMELO SAN CLEMENTE CA 926723405, SAN CLEMENTE, CA 92672-3405

June 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ORANGE CA
Recording Date	Jun 9, 2020
Property Address	109 AVENIDA CARMELO, SAN CLEMENTE, CA 92672-3405
Document Number	0000260910
Instrument Date	Apr 30, 2020
Instrument	260910
Transaction Type	Transfer
Record Updated	Jun 17, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	31632 BRIARWOOD PL TEMECULA CA 925925856, TEMECULA, CA 92592-5856

Tax Assessment & Valuation

The 2025 property tax bill for 109 Ave Carmelo was $8,318.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$839,100 (+2%) Land $769,054 Building $70,046
2025	$8,318.00	$822,648 Land $753,975 Building $68,673
2023	$8,006.00 (+1.94%)	$790,704 Land $724,697 Building $66,007
2022	$7,854.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 109 Ave Carmelo in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Ave Carmelo is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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