Effingham County property record for 109 Austin Ave, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,404 sqft · built 1952 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Company Name on File |
| Last Sale | $90,000 (Nov 2023) |
| Tax Bill | $3,055 (2025) |
| Deeds & Mortgages | Dec 2010 Mortgage Nov 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-16-057-058 |
| Primary APN | 03-16-057-058 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,404 sqft Base Area |
| 1st Floor Area | 1,404 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 17,860 sqft (0.41 acres) |
| Garage Area | 518 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 109 AUSTIN AVE |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-2703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 44 & 45 SPRING GARDEN SUB 23003859 1537/14 1533/91 515/326 |
| Legal Subdivision | SPRING GARDEN SUBDIVISION |
| Legal Lot Number | 44-45 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 950600 |
109 Austin Ave is owned by a company that bought it in November 2023.
Source: Effingham County records, as of October 5, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 14634 N AMBER LN, EFFINGHAM, IL 62401-4342 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2010 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Nov 22, 2023 | Administrator's Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2023 · Amount on File |
| Deed Sale | Nov 22, 2023 · Amount on File |
| Deed Document Number | 20233859 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 109 AUSTIN AVE, EFFINGHAM, IL 62401-2703 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002694/001 |
|---|---|
| Date | Dec 21, 2010 |
| Book Page | 2694/001 |
| Instrument | 201001006879 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | SAINT LOUIS, MO 63166 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 15, 2030 |
| Document Type | Administrator's Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Nov 22, 2023 |
| Property Address | 109 AUSTIN AVE, EFFINGHAM, IL 62401-2703 |
| Document Number | 202323003859 |
| Map Reference | PL 1 PG 1 |
| Instrument Date | Nov 21, 2023 |
| Instrument | 202323003859 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $90.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14634 N AMBER LN, EFFINGHAM, IL 62401-4342 |
The 2025 property tax bill for 109 Austin Ave was $3,055.
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Municipality | Effingham City |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,055.00 | $54,160 Land $17,610 Building $36,550 | $162,480 Land $52,830 Building $109,650 |
| 2022 | $2,165.00 Homeowner's exemption Disabled Person's exemption | $41,070 Land $13,350 Building $27,720 | $123,210 Land $40,050 Building $83,160 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 109 Austin Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Austin Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EFFINGHAM serves 12,252 people · EPA ID IL0490250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Fidium Fiber DSL | 250 / 40 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures