109 Audubon Ct, Cambridge, MD 21613 Property Records

Dorchester County property record for 109 Audubon Ct, Cambridge, MD 21613

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,980 sqft · built 2006
Lot Size0.173 acres (7,531 sqft)
Owner2 Individual Names on File
Last Sale$215,000 (Jun 2018)
Tax Bill$4,682 (2025)
Deeds & MortgagesAug 2021 Mortgage
Oct 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN07-201532

Property Details

APN / Parcel Number

Primary APN07-201532
Alternative APN
  • 201532

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,980 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,531 sqft (0.173 acres)
Garage TypeMixed
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area50 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number201532
Street Address109 AUDUBON CT
CityCAMBRIDGE
StateMD
Zip21613-3660
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 48-7,531 SQ FT E/S AUDUBON COURT S/S MD RT 343
Legal SubdivisionCATIAL CROSSIONG
Legal Lot Number48
JurisdictionDORCHESTER MD
Township / Civil Division7, CAMBRIDGE
Census Block Group3
Census Block3009
Census Tract970600

Owner

Source: Dorchester County assessment roll, as of August 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address109 AUDUBON CT, CAMBRIDGE, MD 21613-3660
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Oct 7, 2022Deed of Trust, Mortgage · VA Mortgage
MORTGAGEPROS LLC
Jun 16, 2023Deed of Trust, Mortgage · VA Mortgage
LENDING FORCE LLC
Dec 6, 2019Loan Modification, Mortgage · VA Mortgage
MR COOPER
Jun 20, 2018Grant Deed, Transfer · VA Mortgage
NFM LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 20, 2018 · Amount on Record
Deed SaleJun 20, 2018 · Amount on Record
Prior SaleApr 21, 2010 · Amount on Record
Deed Book / Page1469 / 37
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDORCHESTER MD
Property Address109 AUDUBON CT, CAMBRIDGE, MD 21613-3660
Transaction TypeMortgage
Record UpdatedSep 13, 2023
Title CompanyVANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0016760434
DateAug 27, 2021
Book Page1676/434
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDORCHESTER MD
Property Address109 AUDUBON CT, CAMBRIDGE, MD 21613-3660
Transaction TypeMortgage
Record UpdatedSep 13, 2023
Title CompanyMADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 AUDUBON CT, CAMBRIDGE, MD 21613-3660

Mortgage

Document Number0017720086
DateOct 7, 2022
Book Page1772/86
Lender
NameMORTGAGEPROS LLC
TypeMortgage Company
AddressTROY, MI 48084
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term324 Months
DueOct 1, 2049

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDORCHESTER MD
Property Address109 AUDUBON CT, CAMBRIDGE, MD 21613-3660
Transaction TypeMortgage
Record UpdatedSep 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0018160366
DateJun 16, 2023
Book Page1816/366
Lender
NameLENDING FORCE LLC
AddressFARMINGTON, MI 48334
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

December 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDORCHESTER MD
Property Address109 AUDUBON CT, CAMBRIDGE, MD 21613-3660
Document Number0015600144
Instrument DateDec 6, 2019
Transaction TypeMortgage
Record UpdatedFeb 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 AUDUBON CT CAMBRIDGE MD 216133660, CAMBRIDGE, MD 21613-3660

Mortgage

Document Number0015600144
DateJan 30, 2020
Book Page001560/000144
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 29, 2050
Interest
Rate4.12%

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDORCHESTER MD
Recording DateJun 20, 2018
Property Address109 AUDUBON CT, CAMBRIDGE, MD 21613-3660
Document Number0014690037
Book / Page001469 / 000037
Instrument DateJun 11, 2018
Transaction TypeTransfer
Record UpdatedFeb 24, 2020
Title CompanyULTIMATE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$215.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address109 AUDUBON CT CAMBRIDGE MD 216133660, CAMBRIDGE, MD 21613-3660

Mortgage

Document Number14690045
DateJun 20, 2018
Book Page001469/000045
Lender
NameNFM LNDG
AddressLINTHICUM, MD 21090
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 19, 2048

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of August 5, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyDorchester County
MunicipalityCambridge City
Unified School DistrictDorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$256,900 (+3.05%)$272,100 (+9.15%) Land $16,300 Building $255,800
2025$4,682.00 (+23.31%)$249,300 (+21.35%) Land $16,300 Building $233,000$249,300 (-) Land $16,300 Building $233,000
2023$3,797.00$205,433$249,300 Land $16,300 Building $233,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 86% of Maryland
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CAMBRIDGE WATER
serves 15,000 people · EPA ID MD0090002
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
1,200 / 35

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