109 Aster Rd, San Carlos, CA 94070 Property Records

San Mateo County property record for 109 Aster Rd, San Carlos, CA 94070

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,400 sqft · built 1939
Lot Size	0.133 acres (5,785 sqft)
Owner	2 Trust Names on File
Last Sale	$950,000 (Sep 2003)
Tax Bill	$16,873 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`051-313-030`

Property Details

APN / Parcel Number

Primary APN	`051-313-030`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,400 sqft Living Area
1st Floor Area	1,400 sqft
2nd Floor Area	1,000 sqft
Family Room	Family Room

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Lot Area	5,785 sqft (0.133 acres)
Lot Dimensions	116 ft deep x 50 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	109 ASTER RD
City	SAN CARLOS
State	CA
Zip	94070-3812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 6 BLOCK 6 LYON AND HOAG SUB SAN CARLOS
Legal Subdivision	LYON AND HOAG SUB SAN CARLOS
Legal Block	6
Legal Lot Number	6
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	3
Census Block	3027
Census Tract	609201

Owner

109 Aster Rd is owner-occupied and held in a trust since September 2003.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	109 ASTER RD, SAN CARLOS, CA 94070-3812
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 22, 2017	Deed of Trust, Mortgage · ARM MUFG UNION BANK NA
Sep 13, 2017	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Sep 22, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2003 · Amount on File
Deed Sale	Sep 9, 2003 · Amount on File
Prior Sale	May 13, 1998 · Amount on File
Deed Document Number	2003257085
Prior Transfer Date	Apr 4, 1996
Prior Transfer Doc	0000043092
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	109 ASTER RD, SAN CARLOS, CA 94070-3812
Transaction Type	Mortgage
Record Updated	Apr 22, 2026
Title Company	DOMA TITLE OF CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 ASTER RD, SAN CARLOS, CA 94070-3812

Mortgage

Document Number	0000012960
Date	Mar 16, 2026
Instrument	2026-012960

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	109 ASTER RD, SAN CARLOS, CA 94070-3812
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 ASTER RD, SAN CARLOS, CA 94070-3812

Mortgage

Document Number	0000045310
Date	Sep 2, 2025
Instrument	2025-045310

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	109 ASTER RD, SAN CARLOS, CA 94070-3812
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053723
Date	Jun 22, 2017
Instrument	2017-053723

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	ARM
Amount	Amount on Record
Term	481 Months
Due	Jul 1, 2057

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	9.5%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	109 ASTER RD, SAN CARLOS, CA 94070-3812
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080249
Date	Sep 13, 2017
Instrument	2017-080249

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Sep 22, 2017
Property Address	109 ASTER RD, SAN CARLOS, CA 94070-3812
Document Number	0000083076
Instrument Date	Aug 31, 2017
Instrument	83076
Transaction Type	Transfer
Record Updated	Apr 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	109 ASTER RD SAN CARLOS CA 940703812, SAN CARLOS, CA 94070-3812

Tax Assessment & Valuation

The 2025 property tax bill for 109 Aster Rd was $16,873 with a homeowner's exemption, up 1% from the year before.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Carlos City
Elementary School District	San Carlos Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,377,700 (+2%) Land $688,850 Building $688,850
2025	$16,873.00 (+0.96%) Homeowner's exemption	$1,350,688 Land $675,344 Building $675,344
2024	$16,713.00 (+3.9%)
2023	$16,086.00 (+2.35%) Homeowner's exemption	$1,298,240 Land $649,120 Building $649,120	$2,526,660
2022	$15,717.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Aster Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jan 1982 · Severe Storms, Flood, Mudslides & High Tide

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 109 Aster Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN CARLOS private · serves 34,801 people · EPA ID CA4110007
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 738 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sonic Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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