Carteret County property record for 109 Ashley Ln, Beaufort, NC 28516
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,326 sqft · built 1994 |
| Lot Size | 0.779 acres (33,933 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $305,000 (Jul 2026) |
| Tax Bill | $773 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 7336.03.04.5535000 |
| Primary APN | 7336.03.04.5535000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,326 sqft Heated Area |
| Gross Area | 971 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 33,933 sqft (0.779 acres) |
| Lot Dimensions | 235 ft deep x 141 ft wide |
| Porch | Slab |
| Porch Area | 42 sqft |
| Deck Area | 11 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 31113 |
|---|---|
| Street Address | 109 ASHLEY LN |
| City | BEAUFORT |
| State | NC |
| Zip | 28516-8901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L1 HARBOR POINT EAST |
| Legal Subdivision | HARBOR POINT |
| Legal Block | 04 |
| Legal Lot Number | 1 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | STRAITS |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 970103 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 ASHLEY LN, BEAUFORT, NC 28516-8901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2026 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION |
| Jun 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jan 18, 2017 | Grant Deed, Transfer ALPHA MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2026 · Amount on Record |
| Deed Sale | Jul 8, 2026 · Amount on Record |
| Prior Sale | Apr 29, 2016 · Amount on Record |
| Deed Document Number | 20261890406 |
| Deed Book / Page | 1890 / 406 |
| Prior Transfer Date | Apr 20, 2016 |
| Prior Transfer Doc | 0015410027 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Jul 8, 2026 |
| Property Address | 109 ASHLEY LN, BEAUFORT, NC 28516-8901 |
| Document Number | 0001890406 |
| Book / Page | 1890 / 406 |
| Instrument Date | Jul 6, 2026 |
| Instrument | 20261890406 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $61,610.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 ASHLEY LN, BEAUFORT, NC 28516-8901 |
| Document Number | 0001890407, |
|---|---|
| Date | Jul 8, 2026 |
| Instrument | 20261890407 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.33% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 109 ASHLEY LN, BEAUFORT, NC 28516-8901 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0017270399 |
|---|---|
| Date | Jun 24, 2021 |
| Book Page | 1727/399 |
| Instrument | 1727399 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Jan 18, 2017 |
| Property Address | 109 ASHLEY LN, BEAUFORT, NC 28516-8901 |
| Document Number | 0015640488 |
| Book / Page | 001564 / 000488 |
| Instrument Date | Jan 3, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 109 ASHLEY LN BEAUFORT NC 28516, BEAUFORT, NC 28516 |
| Document Number | 15640489, |
|---|---|
| Date | Jan 18, 2017 |
| Book Page | 001564/000489 |
| Name | ALPHA MTG |
|---|---|
| Type | Mortgage Company |
| Address | WILMINGTON, NC 28403 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 17, 2047 |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $190,368 (-) Land $46,282 Building $144,086 | $190,368 (-) Land $46,282 Building $144,086 | |
| 2025 | $773.00 (-9.91%) | $190,368 (+33.04%) Land $46,282 Building $144,086 | $190,368 (+33.04%) Land $46,282 Building $144,086 |
| 2023 | $143,092 Land $59,505 Building $83,587 | $143,092 Land $59,505 Building $83,587 | |
| 2022 | $858.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 197 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 197 in force |
| Nearby Flood Claims | 170 (1985–2025) |
| Claims Outside the SFHA | 1 of 170 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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