109 Ashley Dr, Ephrata, PA 17522 Property Records

Lancaster County property record for 109 Ashley Dr, Ephrata, PA 17522

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,200 sqft · built 1989
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Jan 2026)
Tax Bill	$2,828 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`260-54160-0-0000`

Property Details

APN / Parcel Number

Primary APN	`260-54160-0-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,200 sqft Living Area
Gross Area	1,712 sqft
1st Floor Area	480 sqft
Upper Floors Area	600 sqft
Basement Area	480 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Townhouse
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Porch	Enclosed Porch
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	109 ASHLEY DR
City	EPHRATA
State	PA
Zip	17522-2628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RHD
Legal Description	109 ASHLEY DR
Legal Subdivision	HEATHERWOOD HEIGHTS PH I
Legal Lot Number	5
Jurisdiction	LANCASTER PA
Township / Civil Division	EPHRATA
Census Block Group	4
Census Block	4019
Census Tract	12200

Owner

Source: Lancaster County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 ASHLEY DR, EPHRATA, PA 17522-2628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2026 · Amount on Record
Deed Sale	Jan 16, 2026 · Amount on Record
Prior Sale	Jun 4, 2014 · Amount on Record
Deed Document Number	20262312
Record Updated	Oct 29, 2026

January 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LANCASTER PA
Recording Date	Jan 16, 2026
Property Address	109 ASHLEY DR, EPHRATA, PA 17522-2628
Document Number	20260002312
Map Reference	MB J-156 PG 96
Instrument Date	Jan 16, 2026
Instrument	20260002312
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	BARRISTERS LAND ABSTRACT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 ASHLEY DR, EPHRATA, PA 17522-2628
Investor	Possibly a Property Investor

Mortgage

Document Number	20260002313
Date	Jan 16, 2026
Instrument	20260002313

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Mortgage

Document Number	20260002314
Date	Jan 16, 2026
Instrument	20260002314

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Ephrata Borough
Unified School District	Ephrata Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,300 (-) Land $38,800 Building $76,500	$115,300 (-) Land $38,800 Building $76,500
2025	$2,828.00 (+2.28%)	$115,300 (-) Land $38,800 Building $76,500
2024	$2,765.00 Homeowner's exemption	$115,300 Land $38,800 Building $76,500
2018			$115,300 Land $38,800 Building $76,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1987)
Most Recent Claim	Sep 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPHRATA AREA JOINT AUTHORITY serves 24,500 people · EPA ID PA7360045
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Cable Technologies Fiber · Cable in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Upward Broadband.

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