109 Ash Dr, Bullard, TX 75757 Property Records

Smith County property record for 109 Ash Dr, Bullard, TX 75757

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,632 sqft · built 2000
Lot Size	0.31 acres (13,547 sqft)
Owner	Individual Name on File
Tax Bill	$4,965 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R116886`

Property Details

APN / Parcel Number

Primary APN	`R116886`
Alternative APN	`1-54391-0007-05-017000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,632 sqft Heated Area
1st Floor Area	1,632 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	13,547 sqft (0.31 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	30 sqft
Patio Area	80 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	R116886
Street Address	109 ASH DR
City	BULLARD
State	TX
Zip	75757-5054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOSELEY ADDN BLOCK 7 LOT 17
Legal Subdivision	MOSELEY ADDN
Legal Block	7
Legal Lot Number	17
Jurisdiction	SMITH TX
Township / Civil Division	BULLARD
Census Block Group	1
Census Block	1006
Census Tract	1915

Owner

Source: Smith County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	109 ASH DR, BULLARD, TX 75757-5054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Vendor's Lien, Transfer · Conventional Mortgage KELLY COMMUNITY FCU
Nov 19, 2018	Warranty Deed, Transfer SOUTHSIDE BK
Sep 8, 2017	Deed of Trust, Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 21, 2022
Deed Sale	Nov 21, 2022
Prior Sale	Nov 19, 2018
Deed Document Number	WDVL 43626
Record Updated	Jun 8, 2026

November 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	SMITH TX
Recording Date	Nov 21, 2022
Property Address	109 ASH DR, BULLARD, TX 75757-5054
Document Number	0001043626
Map Reference	CAB D SL -A
Instrument Date	Nov 18, 2022
Instrument	202201043626
Transaction Type	Transfer
Record Updated	Dec 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2210 W GRANDE BLVD, TYLER, TX 75703-0554

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15963 COUNTY ROAD 189 W, FLINT, TX 75762-8975

Mortgage

Document Number	0001043627
Date	Nov 21, 2022
Instrument	202201043627

Lender

Name	KELLY COMMUNITY FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2029
Change Frequency	3 Years
Min Rate At Change	3%
Index	Other
Max Rate	6%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TX
Recording Date	Nov 19, 2018
Property Address	109 ASH DR, BULLARD, TX 75757-5054
Document Number	0000047017
Instrument Date	Nov 16, 2018
Instrument	47017
Transaction Type	Transfer
Record Updated	May 8, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2210 W GRANDE BLVD TYLER TX 757030554, TYLER, TX 75703-0554

Mortgage

Document Number	47018
Date	Nov 19, 2018
Instrument	47018

Lender

Name	SOUTHSIDE BK
Type	Bank
Address	TYLER, TX 75710-1079

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 18, 2033

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	109 ASH DR, BULLARD, TX 75757-5054
Document Number	0000038285
Instrument Date	Sep 8, 2017
Transaction Type	Mortgage
Record Updated	Oct 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 ASH DR BULLARD TX 757575054, BULLARD, TX 75757-5054

Mortgage

Document Number	0000038285
Date	Sep 14, 2017
Instrument	38285

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 13, 2032

Tax Assessment & Valuation

Source: Smith County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bullard Town
County	Smith County
Unified School District	Bullard Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,965.00 (+2.31%) Homeowner's exemption	$306,999 (+23.96%) Land $35,202 Building $271,797	$306,999 (+23.96%) Land $35,202 Building $271,797
2024	$4,853.00 (+13.79%)
2023	$4,265.00 (-7.1%) Homeowner's exemption	$247,668 Land $13,000 Building $234,668	$247,668 Land $13,000 Building $234,668
2022	$4,591.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BULLARD serves 4,500 people · EPA ID TX2120006
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Communications Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Cherokee County Electric Cooperative Association.

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